307 S Division Ave, Polo, IL 61064 Property Records

Ogle County property record for 307 S Division Ave, Polo, IL 61064

Property Summary

Property TypeSingle Family Home
Details2,900 sqft · built 1897
Lot Size0.173 acres (7,544 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Aug 2023)
Tax Bill$3,787 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN14-16-181-009

Property Details

APN / Parcel Number

Primary APN14-16-181-009

Interior

Stories2 Stories
Building Area2,900 sqft Living Area

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Lot Area7,544 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address307 S DIVISION AVE
CityPOLO
StateIL
Zip61064-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 9 BLK 2 CHATFIELDS ADD CITY OF POLO
Legal SubdivisionCHATFIELDS ADD
Legal Block2
Legal Lot Number9
JurisdictionOGLE IL
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3019
Census Tract961500

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address224 W STEPHENSON ST, 1, FREEPORT, IL 61032-4380
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Commercial Mortgage
EXCHANGE STATE BANK
Aug 1, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2023 · Amount on Record
Deed SaleAug 1, 2023 · Amount on Record
Deed Document Number20233373
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Recording DateApr 13, 2026
Property Address307 S DIVISION AVE, POLO, IL 61064-1647
Document Number0000001760
Instrument DateApr 10, 2026
Instrument20261760
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001760,
DateApr 13, 2026
Instrument20261760
Lender
NameEXCHANGE STATE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 15, 2031
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateAug 1, 2023
Property Address307 S DIVISION AVE, POLO, IL 61064-1647
Document Number0000003373
Map ReferencePB C PG 207
Instrument DateJul 27, 2023
Instrument202303373
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 N BUCKINGHAM DR, SUGAR GROVE, IL 60554-4198

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,787.00 (-3.91%)$41,403 (-11.31%) Land $5,466 Building $35,937$124,209 (-11.31%) Land $16,398 Building $107,811
2023$46,681 (+6.11%) Land $5,486 Building $41,195$140,043 (+6.11%) Land $16,458 Building $123,585
2022$3,941.00$43,992 Land $5,664 Building $38,328$131,976 Land $16,992 Building $114,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLO
serves 2,355 people · EPA ID IL1410450
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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