Highlands County property record for 307 S Commerce Ave, Sebring, FL 33870
| Property Type | Cemetery, Funeral Home, Mortuary |
|---|---|
| Details | 1 ba · 10,763 sqft · built 1950 |
| Lot Size | 0.464 acres (20,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,424 (2024) |
| Deeds & Mortgages | May 2020 Line of Credit Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | S294907007300090 |
| Primary APN | S294907007300090 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 10,763 sqft Gross Area |
| 1st Floor Area | 6,702 sqft |
| 2nd Floor Area | 1,825 sqft |
| Upper Floors Area | 1,825 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,250 sqft (0.464 acres) |
| Lot Dimensions | 150 ft deep x 135 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 1,522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S294907007300090 |
|---|---|
| Street Address | 307 S COMMERCE AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-3607 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Cemetery, Funeral Home, Mortuary |
| Local Zoning Code | C1 |
| Legal Description | TOWN OF SEBRING 2ND ADD TB-PG 7 LOTS 9-10-11 BLK 73 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | TOWN OF SEBRING |
| Legal Block | 73 |
| Legal Lot Number | 9-11 10 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 961100 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 S COMMERCE AVE, SEBRING, FL 33870-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Mar 22, 2018 | Loan Modification, Mortgage WAUCHULA ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2020 |
| Deed Sale | Mar 16, 2020 |
| Deed Document Number | 0000027443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 307 S COMMERCE AVE, SEBRING, FL 33870-3607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001985303 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 2752/1261 |
| Instrument | 1985303 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 11, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 307 S COMMERCE AVE, SEBRING, FL 33870-3607 |
| Document Number | 0001890570 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 S COMMERCE AVE SEBRING FL 338703607, SEBRING, FL 33870-3607 |
| Document Number | 0001890570 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002628/000776 |
| Instrument | 1890570 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33872 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Mar 28, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $672,802 (+1.41%) Land $67,500 Building $605,302 | $672,802 (+1.41%) Land $67,500 Building $605,302 | |
| 2024 | $13,424.00 (-2.48%) | ||
| 2023 | $13,765.00 (+10.2%) | $663,467 (+6.96%) Land $67,500 Building $595,967 | $663,467 (+6.96%) Land $67,500 Building $595,967 |
| 2022 | $12,491.00 | $620,301 Land $67,500 Building $552,801 | $620,301 Land $67,500 Building $552,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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