307 S 5th St, Oregon, IL 61061 Property Records

Ogle County property record for 307 S 5th St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1923
Lot Size	0.191 acres (8,353 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (May 2026)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-174-004`

Property Details

APN / Parcel Number

Primary APN	`16-03-174-004`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	8,353 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63.2 ft wide
Garage Type	Detached
Garage Area	624 sqft

Location & Zoning

Street Address	307 S 5TH ST
City	OREGON
State	IL
Zip	61061-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 4 MOORES SUBD OF BLK 19 CITY OF OREGON
Legal Subdivision	MOORES SUBD
Legal Block	19
Legal Lot Number	4
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	3
Census Block	3038
Census Tract	961400

Owner

Source: Ogle County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	307 S 5TH ST, OREGON, IL 61061-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SAUK VALLEY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	2026202602276
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 12, 2026
Property Address	307 S 5TH ST, OREGON, IL 61061-1808
Document Number	0000002276
Instrument Date	May 8, 2026
Instrument	20262276
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,648.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S 5TH ST, OREGON, IL 61061-1808
Investor	Possibly a Property Investor

Mortgage

Date	May 12, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 14, 2022
Property Address	307 S 5TH ST, OREGON, IL 61061-1808
Document Number	0000006433
Instrument Date	Nov 9, 2022
Instrument	202206433
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 S 5TH ST, OREGON, IL 61061-1808

Mortgage

Document Number	0000006434
Date	Nov 14, 2022
Instrument	202206434

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+4.54%)	$34,750 (+7.25%) Land $7,151 Building $27,599	$104,250 (+7.25%) Land $21,453 Building $82,797
2024	$2,667.00 (+859.35%)	$32,401 (+10.78%) Land $6,668 Building $25,733	$97,203 (+10.78%) Land $20,004 Building $77,199
2023		$29,249 Land $7,023 Building $22,226	$87,747 Land $21,069 Building $66,678
2022	$278.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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