307 S 2nd St, Collins, MS 39428 Property Records

Covington County property record for 307 S 2nd St, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,914 sqft · built 1981
Lot Size	0.44 acres (19,290 sqft)
Owner	2 Individual Names on Record
Tax Bill	$405 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`136R24 05300`

Property Details

APN / Parcel Number

Primary APN	`136R24 05300`
Alternative APN	`9483`

Interior

Full Baths	2 Baths
Building Area	2,914 sqft Adjusted Area
1st Floor Area	2,458 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,290 sqft (0.44 acres)
Lot Dimensions	54 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	9483
Street Address	307 S 2ND ST
City	COLLINS
State	MS
Zip	39428-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 & 30 X 54 OF LOTS 5 & 6 S OF DITCH BLK 15 COLLINS ORIGINAL SURVEY B 0361 P 0616 08/08/2023
Legal Range	16W
Legal Township	08N
Legal Section	24
Legal Block	15
Legal Lot Number	9,30,5
Jurisdiction	COVINGTON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1075
Census Tract	950200

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 S 2ND ST, COLLINS, MS 39428-4199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit COVINGTON COUNTY BANK
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit COVINGTON COUNTY BANK
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit COVINGTON COUNTY BANK
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	307 S 2ND ST, COLLINS, MS 39428-4199
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 730, COLLINS, MS 39428-0730

Mortgage

Document Number	0000792/25
Date	Aug 2, 2021
Book Page	792/25

Lender

Name	COVINGTON COUNTY BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	307 S 2ND ST, COLLINS, MS 39428-4199
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 730, COLLINS, MS 39428-0730

Mortgage

Document Number	000793/405
Date	Sep 16, 2021
Book Page	793/405

Lender

Name	COVINGTON COUNTY BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	307 S 2ND ST, COLLINS, MS 39428-4199
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 2ND ST, COLLINS, MS 39428-4199

Mortgage

Document Number	00000797/2
Date	Dec 27, 2021
Book Page	797/2

Lender

Name	COVINGTON COUNTY BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Feb 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	307 S 2ND ST, COLLINS, MS 39428-4199
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S 2ND ST, COLLINS, MS 39428-4199

Mortgage

Document Number	000816/290
Date	Aug 8, 2023
Book Page	816/290

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Aug 8, 2023
Property Address	307 S 2ND ST, COLLINS, MS 39428-4199
Document Number	000361/616
Book / Page	361 / 616
Map Reference	MB 361 PG 66
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 730, COLLINS, MS 39428-0730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 S 2ND ST, COLLINS, MS 39428-4199
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Collins City
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$405.00 (+912.5%) Disabled Person's exemption	$7,985 (-)
2024		$7,985 (-)	$79,850 (-) Land $6,000 Building $73,850
2023		$7,985 (-)	$79,850 (-) Land $6,000 Building $73,850
2022	$40.00 (+33.33%) Homeowner's exemption	$7,985	$79,850 Land $6,000 Building $73,850
2019	$30.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	12 (1980–2021)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Aug 2021 · Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLLINS serves 2,921 people · EPA ID MS0160002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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