307 S 13th St, Murray, KY 42071 Property Records

Calloway County property record for 307 S 13th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,855 sqft
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jun 2024)
Tax Bill	$884 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Jun 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-0-0014-00025`

Property Details

APN / Parcel Number

Primary APN	`004-0-0014-00025`
Alternative APNs	`104213` `15738`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,855 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	104213
Street Address	307 S 13TH ST
City	MURRAY
State	KY
Zip	42071-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	307 S 13TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1011
Census Tract	10601

Owner

307 S 13th St is owned and occupied by an individual who bought it in June 2024.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	307 S 13TH ST, MURRAY, KY 42071-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jun 17, 2024	Warranty Deed, Transfer · Line of Credit GLOBAL MORTGAGE LINK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Apr 14, 2011 · Amount on File
Deed Document Number	689804
Deed Book / Page	1461 / 218
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	307 S 13TH ST, MURRAY, KY 42071-2303
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S 13TH ST, MURRAY, KY 42071-2303

Mortgage

Document Number	001445/412
Date	Feb 7, 2024
Book Page	1445/412
Instrument	687754

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	PO BOX 467, BENTON, KY 42025

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 10, 2039

Interest

Rate Type	Adjustable Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 17, 2024
Property Address	307 S 13TH ST, MURRAY, KY 42071-2303
Document Number	001461/218
Book / Page	1461 / 218
Instrument Date	Jun 14, 2024
Instrument	689804
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 S 13TH ST, MURRAY, KY 42071-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 S 13TH ST, MURRAY, KY 42071-2303

Mortgage

Document Number	0000689805
Date	Jun 17, 2024
Instrument	689805

Lender

Name	GLOBAL MORTGAGE LINK LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 307 S 13th St was $884.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$242,000	$242,000
2023	$420.00	$110,000	$110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 S 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 S 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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