307 Red Clover Pl, Smithfield, NC 27577 Property Records

Johnston County property record for 307 Red Clover Pl, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Nov 2017)
Tax Bill	$1,700 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15H08012E`

Property Details

APN / Parcel Number

Primary APN	`15H08012E`
Alternative APN	`2000205312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	232 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000205312
Street Address	307 RED CLOVER PL
City	SMITHFIELD
State	NC
Zip	27577-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 18 MILLARD CROSSING 42/349
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	ELEVATION
Census Block Group	1
Census Block	1001
Census Tract	41206

Owner

307 Red Clover Pl is owned and occupied by an individual who bought it in November 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	307 RED CLOVER PL, SMITHFIELD, NC 27577-7426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 11, 2017	Warranty Deed, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	2017551434
Deed Book / Page	5058 / 836
Prior Transfer Date	Mar 1, 2002
Prior Transfer Doc	2194000739
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	307 RED CLOVER PL, SMITHFIELD, NC 27577-7426
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801434
Date	Mar 18, 2022
Book Page	6212/833
Instrument	2022801434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 15, 2017
Property Address	307 RED CLOVER PL, SMITHFIELD, NC 27577-7426
Document Number	0000551434
Book / Page	005058 / 000836
Instrument Date	Nov 15, 2017
Instrument	551434
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RED CLOVER PL SMITHFIELD NC 275777426, SMITHFIELD, NC 27577-7426

Mortgage

Document Number	551435
Date	Nov 15, 2017
Book Page	005058/000838
Instrument	551435

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 11, 2017
Property Address	307 RED CLOVER PL, SMITHFIELD, NC 27577-7426
Document Number	0000543938
Book / Page	005024 / 000242
Instrument Date	Sep 8, 2017
Instrument	543938
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	OMEGA TITLE

Transaction

Amount	Amount on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 RED CLOVER PL SMITHFIELD NC 275777426, SMITHFIELD, NC 27577-7426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 307 Red Clover Pl was $1,700.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00	$272,060 Land $63,390 Building $208,670	$272,060 Land $63,390 Building $208,670
2023	$1,220.00	$158,530 Land $42,910 Building $115,620	$158,530 Land $42,910 Building $115,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Red Clover Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Red Clover Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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