307 Providence Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 307 Providence Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,851 sqft · built 2002
Lot Size	0.163 acres (7,079 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (May 2023)
Tax Bill	$2,779 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`345K-62`

Property Details

APN / Parcel Number

Primary APN	`345K-62`
Alternative APNs	`0494039000` `461446000` `494039000` `062441`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,851 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,079 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	494039000
Street Address	307 PROVIDENCE DR
City	JACKSONVILLE
State	NC
Zip	28546-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L34 S1 ASHCROFT COMMONS ANNEXED DB 1704/717 04/30/01
Legal Subdivision	ASHCROFT AT THE COMMONS PH 1
Legal Lot Number	34
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	1304

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	710 SAVANNAH DR, JACKSONVILLE, NC 28546-8678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 2, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jun 18, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Book / Page	5956 / 406
Prior Transfer Date	Aug 3, 2016
Prior Transfer Doc	0045260305
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 2, 2023
Property Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112
Document Number	0059560406
Book / Page	5956 / 406
Map Reference	MB 41 PG 18
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 NAVAL STORE DR, JACKSONVILLE, NC 28546-0159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112
Investor	Possibly a Property Investor

Mortgage

Document Number	0005956409
Date	May 2, 2023
Instrument	5956-409

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	9%
Max Rate At Change	14%
Index	Other
Margin	4
Max Rate	14%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056090939
Date	Nov 2, 2021
Book Page	5609/939

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 17, 2020
Property Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112
Document Number	0051890145
Book / Page	5189 / 145
Map Reference	MB 41 PG 18
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 S PONZER CT, 503, HOLLY RIDGE, NC 28445-7506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112

Mortgage

Document Number	0005189148
Date	Jun 17, 2020
Instrument	5189/148

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 18, 2018
Property Address	307 PROVIDENCE DR, JACKSONVILLE, NC 28546-6112
Document Number	0047970112
Book / Page	004797 / 000112
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PROVIDENCE DR JACKSONVILLE NC 285466112, JACKSONVILLE, NC 28546-6112

Mortgage

Document Number	47970115
Date	Jun 18, 2018
Book Page	004797/000115

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,779.00 (+2.39%)	$291,336 (+34.71%) Land $58,500 Building $232,836	$291,336 (+34.71%) Land $58,500 Building $232,836
2025	$2,714.00	$216,267 (-) Land $38,000 Building $178,267	$216,267 (-) Land $38,000 Building $178,267
2023	$2,714.00	$216,267 Land $38,000 Building $178,267	$216,267 Land $38,000 Building $178,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Brightspeed, Verizon.

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