307 Prospect St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 307 Prospect St, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Lot Size0.227 acres (9,896 sqft)
OwnerIndividual Name on File
Tax Bill$3,265 (2024)
Flood ZoneZone X (minimal risk)
APN28-22-14-180-008

Property Details

APN / Parcel Number

Primary APN28-22-14-180-008

Exterior

Lot Area9,896 sqft (0.227 acres)

Location & Zoning

Street Address307 PROSPECT ST
CitySAINT JOSEPH
StateIL
Zip61873-8809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 WOODARDS SOUTHGATE SUB
Legal Range10E
Legal Township19N
Legal Section14
Legal SubdivisionWOODARDS SOUTHGATE SUB
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1021
Census Tract10701

Owner

307 Prospect St is owned and occupied by an individual who acquired it in May 2003.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address307 PROSPECT ST, SAINT JOSEPH, IL 61873-8809
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 16, 2003
Transfer Doc0000000298
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,920 Land $9,450 Building $46,470$167,760 Land $28,350 Building $139,410
2024$3,265.00
2022$2,861.00 Homeowner's exemption$44,630 Land $7,540 Building $37,090$133,890 Land $22,620 Building $111,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Nextlink.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number