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307 Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 307 Pinnacle Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,464 sqft · built 2000
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Jun 2020)
Tax Bill$1,776 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1940-67-1250-000

Property Details

APN / Parcel Number

Primary APN1940-67-1250-000
Alternative APN
  • 1814085

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,464 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
PorchPorch
Porch Area96 sqft
Patio Area690 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1814085
Street Address307 PINNACLE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL GAP 331
Legal SubdivisionLAUREL GAP
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1034
Census Tract921000

Owner

Source: Watauga County records · APN 1940-67-1250-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address307 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 14, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Deed Document Number2020691313
Deed Book / Page2099 / 222
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address307 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159

Mortgage

Document Number0021230508
DateSep 18, 2020
Book Page2123/508
Instrument695330
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 17, 2020
Property Address307 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
Document Number0020990222
Book / Page002099 / 000222
Instrument DateJun 12, 2020
Instrument691313
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$770.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address733 QUIET WOODS PL DURHAM NC 277122490, DURHAM, NC 27712-2490

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateMar 14, 2019
Property Address307 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8159
Document Number0020180054
Book / Page002018 / 000054
Instrument DateMar 12, 2019
Instrument677140
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 PINNACLE RIDGE RD BEECH MOUNTAIN NC 286048159, BEECH MOUNTAIN, NC 28604-8159

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00$495,200 (-) Land $13,300 Building $481,900
2024$495,200 Land $13,300 Building $481,900
2023$495,200 Land $13,300 Building $481,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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