Cherokee County property record for 307 Pilot Ave, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1976 |
| Lot Size | 0.29 acres (12,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (Mar 2024) |
| Tax Bill | $2,236 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0734479006 |
| Primary APN | 0734479006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 285 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,650 sqft (0.29 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 307 PILOT AVE |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 PILOT ROCK 1ST ADD 8210 |
| Legal Range | 40W |
| Legal Township | 92N |
| Legal Section | 34 |
| Legal Subdivision | PILOT ROCK 1ST ADD |
| Legal Block | 479 |
| Legal Lot Number | 47 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 PILOT AVE, CHEROKEE, IA 51012-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Oct 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2023 · Amount on Record |
| Deed Document Number | 2024416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Mar 8, 2024 |
| Property Address | 307 PILOT AVE, CHEROKEE, IA 51012-2137 |
| Document Number | 002024/416 |
| Book / Page | 2024 / 416 |
| Instrument Date | Mar 2, 2024 |
| Instrument | 2024 0416 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 PILOT AVE, CHEROKEE, IA 51012-2137 |
| Document Number | 0020240417 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024 0417 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 002024/417 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 2024/417 |
| Instrument | 2024 0417 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8901 NORTHPARK DR, JOHNSTON, IA 50131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Oct 16, 2023 |
| Property Address | 307 PILOT AVE, CHEROKEE, IA 51012-2137 |
| Document Number | 02023/1794 |
| Book / Page | 2023 / 1794 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023 1794 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11408 W TAVITON ST, NAMPA, ID 83651-5367 |
| Document Number | 0020231795 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023 1795 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 307 PILOT AVE, CHEROKEE, IA 51012-2137 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1392 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 2022/1392 |
| Instrument | 2022 1392 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,236.00 (-5.33%) | $150,760 (-) Land $21,510 Building $129,250 | $150,760 (-) Land $21,510 Building $129,250 |
| 2025 | $150,760 (+29.17%) Land $21,510 Building $129,250 | $150,760 (+29.17%) Land $21,510 Building $129,250 | |
| 2024 | $2,362.00 (+61.12%) | ||
| 2023 | $116,710 (+35.93%) Land $21,510 Building $95,200 | $116,710 (+35.93%) Land $21,510 Building $95,200 | |
| 2022 | $1,466.00 Homeowner's exemption | $85,860 Land $17,210 Building $68,650 | |
| 2021 | $85,860 Land $17,210 Building $68,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures