307 Old Oak Cir, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 307 Old Oak Cir, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,529 sqft · built 1993
Lot Size0.266 acres (11,604 sqft)
Owner2 Individual Names on File
Last Sale$407,000 (Aug 2016)
Tax Bill$5,153 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-758-8080-7

Property Details

APN / Parcel Number

Primary APNC62-000-758-8080-7
Alternative APNs
  • 07-28-16-63582-000-0830
  • 281607635820000830
  • 162807635820000830
  • R72741

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,529 sqft Living Area
Gross Area3,569 sqft
1st Floor Area1,287 sqft
Upper Floors Area1,242 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,604 sqft (0.266 acres)
Lot Dimensions136 ft deep x 85 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area138 sqft
Patio Area138 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR72741
Street Address307 OLD OAK CIR
CityPALM HARBOR
StateFL
Zip34683-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAK TRAIL LOT 83
Legal Range16E
Legal Township28S
Legal Section7
Legal SubdivisionOAK TRAIL
Legal Tract63582
Legal Lot Number83
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4006
Census Tract27208

Owner

307 Old Oak Cir is owned and occupied by two individuals who bought it in August 2016.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address307 OLD OAK CIR, PALM HARBOR, FL 34683-5864
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2016 · Amount on File
Deed SaleAug 25, 2016 · Amount on File
Prior SaleAug 25, 2003 · Amount on File
Deed Document Number2016262598
Deed Book / Page19318 / 521
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address307 OLD OAK CIR, PALM HARBOR, FL 34683-5864
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216931441
DateAug 30, 2021
Book Page21693/1441
Instrument2021284493
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueSep 10, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address307 OLD OAK CIR, PALM HARBOR, FL 34683-5864
Document Number0201160326
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 OLD OAK CIR PALM HARBOR FL 346835864, PALM HARBOR, FL 34683-5864

Mortgage

Document Number0201160326
DateJul 5, 2018
Book Page020116/000326
Instrument211823
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 4, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 307 Old Oak Cir was $5,153 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,153.00 Homeowner's exemption$316,330$699,000 Land $150,776 Building $548,224
2023$4,806.00 (+2.98%) Homeowner's exemption$298,461 (+3%)$557,437 (+11.65%) Land $155,451 Building $401,986
2022$4,667.00 Homeowner's exemption$289,768$499,285 Land $188,588 Building $310,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Old Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims3 (2012–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Old Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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