307 Oakwater Dr, Cameron, NC 28326 Property Records

Harnett County property record for 307 Oakwater Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Apr 2023)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500055850`

Property Details

APN / Parcel Number

Primary APN	`1500055850`
Alternative APNs	`099575 0183 55` `1500034426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,296 sqft Heated Area
1st Floor Area	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	384 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500055850
Street Address	307 OAKWATER DR
City	CAMERON
State	NC
Zip	28326-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#43 BRIDLEWOOD SEC 1 PC#F-269A
Legal Subdivision	BRIDLEWOOD
Legal Lot Number	43
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 2, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 9, 2019	Grant Deed, Foreclosure SERVICELINK TITLE COMPANY D, SERVICELINK TITLE CO D
Jul 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	20236150
Deed Book / Page	4189 / 2905
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 21, 2023
Property Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Document Number	0000006150
Book / Page	4189 / 2905
Map Reference	CAB F SL 269A
Instrument Date	Apr 20, 2023
Instrument	2023006150
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 OAKWATER DR, CAMERON, NC 28326-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 OAKWATER DR, CAMERON, NC 28326-8854

Mortgage

Document Number	0000006151
Date	Apr 21, 2023
Instrument	2023006151

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	11.4%
Index	5-Year TN
Max Rate	11.4%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006308
Date	Mar 22, 2021
Book Page	3956/445
Instrument	2021006308

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 2, 2019
Property Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Document Number	0000017772
Book / Page	3761 / 0049
Map Reference	CAB F SL 269A
Instrument Date	Nov 5, 2019
Instrument	2019017772
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 STROTHER RD, ABERDEEN, NC 28315-4796

Mortgage

Document Number	0000017773
Date	Dec 2, 2019
Book Page	3761/0051
Instrument	2019017773

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 9, 2019
Property Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Document Number	0000012889
Book / Page	003733 / 000869
Instrument Date	Sep 4, 2019
Instrument	12889
Transaction Type	Foreclosure
Record Updated	Sep 25, 2019
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE CO D

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 25, 2019
Property Address	307 OAKWATER DR, CAMERON, NC 28326-8854
Document Number	0000010194
Book / Page	003718 / 000500
Instrument Date	Jun 27, 2019
Instrument	10194
Transaction Type	Foreclosure
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$176.51
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (+57.98%)	$243,366 (+53.84%)	$243,366 (+53.84%) Land $34,020 Building $209,346
2023	$1,209.00	$158,191 (-)	$158,191 (-) Land $22,190 Building $136,001
2022	$1,209.00	$158,191	$158,191 Land $22,190 Building $136,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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