307 Oakdale Dr, Murray, KY 42071 Property Records

Calloway County property record for 307 Oakdale Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,659 sqft · built 1972
Lot Size	0.598 acres (26,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2026)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042-J-0003-00004`

Property Details

APN / Parcel Number

Primary APN	`042-J-0003-00004`
Alternative APNs	`26692` `98596` `98595`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,659 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,062 sqft (0.598 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	98595
Street Address	307 OAKDALE DR
City	MURRAY
State	KY
Zip	42071-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	307 OAKDALE
Legal Subdivision	N5
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2022
Census Tract	10304

Owner

Source: Calloway County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 PLANTATION POINTE DR, ELGIN, SC 29045-8202
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 1, 2005	Deed of Trust, Mortgage HERITAGE BANK
Mar 27, 2013	Deed of Trust, Mortgage HERITAGE BANK
Mar 27, 2013	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jun 12, 2023	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	2026725968
Deed Book / Page	1543 / 116
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 OAKDALE DR, MURRAY, KY 42071-1748

Mortgage

Document Number	0001535/24
Date	Mar 12, 2026
Book Page	1535/24
Instrument	724874

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	55 BEATTIE PL STE 110, GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2053

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000604/502
Date	Aug 1, 2005
Book Page	0604/502
Instrument	225156

Lender

Name	HERITAGE BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000962/326
Date	Mar 27, 2013
Book Page	0962/326
Instrument	560412

Lender

Name	HERITAGE BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2023

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000962/338
Date	Mar 27, 2013
Book Page	0962/338
Instrument	560413

Lender

Name	HERITAGE BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 19, 2026
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Document Number	0000725968
Book / Page	1543 / 116
Instrument Date	May 14, 2026
Instrument	2026.725968
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	408 PLANTATION POINTE DR, ELGIN, SC 29045-8202

Mortgage

Document Number	0000725969,
Date	May 19, 2026
Instrument	2026.725969

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 12, 2023
Property Address	307 OAKDALE DR, MURRAY, KY 42071-1748
Document Number	0001420/43
Book / Page	1420 / 43
Map Reference	MB 3 PG 8
Instrument Date	Jun 9, 2023
Instrument	684106
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	791 CEDAR POINT RD, BENTON, KY 42025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 OAKDALE DR, MURRAY, KY 42071-1748

Mortgage

Document Number	0000684107
Date	Jun 12, 2023
Instrument	684107

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+161.71%)	$435,000 (+171.88%)	$435,000 (+171.88%)
2023	$598.00 (-1.32%)	$160,000 (-)	$160,000 (-)
2022	$606.00	$160,000	$160,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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