307 Oak St, Princeton, IL 61356 Property Records

Bureau County property record for 307 Oak St, Princeton, IL 61356

Property Summary

Property Type	Single Family Home
Details	built 1890
Lot Size	0.168 acres (7,336 sqft)
Owner	Individual Name on File
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-21-128-004`

Property Details

APN / Parcel Number

Primary APN	`16-21-128-004`
Alternative APN	`1222`

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	56 ft deep x 131 ft wide

Location & Zoning

Account Number	1621128004
Street Address	307 OAK ST
City	PRINCETON
State	IL
Zip	61356-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRINCETON-BACKSTRANDS ADD. L 5 BLK 3 (131X 56)NF26-08-200-003 B 737 P 381 D 90-4267
Legal Range	09
Legal Township	16
Legal Section	21
Legal Subdivision	BACKSTRAND'S ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	BUREAU IL
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2019
Census Tract	965400

Owner

307 Oak St is owned and occupied by an individual.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	307 OAK ST, PRINCETON, IL 61356-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	307 OAK ST, PRINCETON, IL 61356-2447
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03560
Date	Sep 23, 2019
Instrument	2019R03560

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	307 OAK ST, PRINCETON, IL 61356-2447
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02320
Date	Jun 20, 2018
Instrument	2018R02320

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 307 Oak St was $2,112.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Princeton Township
Municipality	Princeton City
Elementary School District	Princeton Elementary School District 115 (PK - 08)
Secondary School District	Princeton High School District 500 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00	$48,412 Land $7,063 Building $41,349	$145,236 Land $21,189 Building $124,047
2023		$41,751 Land $6,091 Building $35,660	$125,253 Land $18,273 Building $106,980
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON serves 7,832 people · EPA ID IL0110850
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine resolved · Oct 2019
Treatment and Procedure	Lead public education Dec 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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