307 Oak St, Madison, NC 27025 Property Records

Rockingham County property record for 307 Oak St, Madison, NC 27025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1971
Lot Size	0.474 acres (20,663 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Oct 2018)
Tax Bill	$3,073 (2026)
Deeds & Mortgages	Feb 2020 Loan Modification Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7906-16-92-5552-00`

Property Details

APN / Parcel Number

Primary APN	`7906-16-92-5552-00`
Alternative APN	`114843`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Finished Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Lot Area	20,663 sqft (0.474 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	1,600 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	114843
Street Address	307 OAK ST
City	MADISON
State	NC
Zip	27025-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES 10 MAD
Legal Description	LOT 5 WATKINS SURVEY MA-C A SUBDIVISION WATKINS JAMES W SURVEY
Legal Subdivision	WATKINS SURVEY MA-C A SUBDIVISION
Legal Lot Number	5
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1011
Census Tract	40700

Owner

307 Oak St is owned and occupied by two individuals who bought it in October 2018.

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 OAK ST, MADISON, NC 27025-9338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Loan Modification, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	2018579794
Deed Book / Page	1549 / 1067
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKINGHAM NC
Property Address	307 OAK ST, MADISON, NC 27025-9338
Document Number	0000596559
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 OAK ST MADISON NC 270259338, MADISON, NC 27025-9338

Mortgage

Document Number	0000596559
Date	Mar 17, 2020
Book Page	001574/002513
Instrument	596559

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Oct 11, 2018
Property Address	307 OAK ST, MADISON, NC 27025-9338
Document Number	0000579794
Book / Page	1549 / 1067
Map Reference	MB10 PG24
Instrument Date	Oct 9, 2018
Instrument	579794
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 GROGAN RD, 1255, STONEVILLE, NC 27048-8495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 OAK ST, MADISON, NC 27025-9338

Mortgage

Document Number	0000579795
Date	Oct 11, 2018
Instrument	579795

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	May 15, 2018
Property Address	307 OAK ST, MADISON, NC 27025-9338
Document Number	0000574992
Book / Page	001542 / 000380
Instrument Date	May 9, 2018
Instrument	574992
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 GROGAN RD STONEVILLE NC 270488495, STONEVILLE, NC 27048-8495

Tax Assessment & Valuation

The 2026 property tax bill for 307 Oak St was $3,073.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Municipality	Madison Town
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,073.00	$242,218 Land $13,081 Building $229,137	$242,218 Land $13,081 Building $229,137
2023	$2,034.00	$142,767 Land $11,845 Building $130,922	$142,767 Land $11,845 Building $130,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 2,116 people · EPA ID NC0279030
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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