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307 Nicholson Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 307 Nicholson Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,426 sqft · built 1960
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$197,500 (Jun 2012)
Tax Bill$3,376 (2024)
Deeds & MortgagesDec 2016 Loan Modification
Dec 2016 Mortgage
APN15-1516151570

Property Details

APN / Parcel Number

Primary APN15-1516151570
Alternative APN
  • 1516151570

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,426 sqft Living Area
1st Floor Area784 sqft
Basement Area250 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage TypeDetached
Garage Area1,008 sqft
PorchSlab
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1516151570
Street Address307 NICHOLSON RD
CityESSEX
StateMD
Zip21221-6609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBACK RIVER HIGHLANDS
Legal SubdivisionBACK RIVER HIGHLANDS
Legal Block2
Legal Lot Number42
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2003
Census Tract450200

Owner

Source: Baltimore County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address307 NICHOLSON RD, ESSEX, MD 21221-6609
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2016Loan Modification, Mortgage · FHA Mortgage
US BK
Dec 9, 2016Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2012 · Amount on File
Deed SaleJun 6, 2012 · Amount on File
Prior SaleMar 16, 2011 · Amount on File
Deed Book / Page32153 / 333
Transfer Doc0000171056
Record UpdatedOct 29, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address307 NICHOLSON RD, BALTIMORE, MD 21221-6609
Document Number0384980389
Book / Page038498 / 000389
Instrument DateDec 9, 2016
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 NICHOLSON RD BALTIMORE MD 212216609, BALTIMORE, MD 21221-6609

Mortgage

Document Number0384980389
DateJan 12, 2017
Book Page038498/000389
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 11, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address307 NICHOLSON RD, BALTIMORE, MD 21221-6609
Document Number0399570001
Instrument DateDec 9, 2016
Transaction TypeMortgage
Record UpdatedMar 2, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 NICHOLSON RD BALTIMORE MD 212216609, BALTIMORE, MD 21221-6609

Mortgage

Document Number0399570001
DateFeb 20, 2018
Book Page039957/000001
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 19, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201,833 (+16.33%)$216,000 (+24.5%) Land $79,000 Building $137,000
2024$3,376.00 (+115.31%)
2023$1,568.00 Homeowner's exemption$173,500 Land $75,000 Building $98,500$173,500 Land $75,000 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Believe Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

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