307 N Main St, Stuart, IA 50250 Property Records

Guthrie County property record for 307 N Main St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1854
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$120,500 (Sep 2025)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`0001343300`

Property Details

APN / Parcel Number

Primary APN	`0001343300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	432 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 N MAIN ST
City	STUART
State	IA
Zip	50250-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 LOT 8 BLK 02
Legal Subdivision	ORIGINAL TOWN OF STUART
Legal Block	2
Legal Lot Number	8
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2081
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 N MAIN ST, STUART, IA 50250-2091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Record Updated	Oct 29, 2026

September 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GUTHRIE IA
Recording Date	Sep 16, 2025
Property Address	307 N MAIN ST, STUART, IA 50250-2091
Document Number	0020252168
Instrument Date	Aug 29, 2025
Instrument	2025-2168
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 N CROSS ST, SAINT CHARLES, IA 50240-7740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N MAIN ST, STUART, IA 50250-2091
Investor	Possibly a Property Investor

Mortgage

Date	Sep 16, 2025

Lender

Name	BRIAN PAUL FITCH ETUX
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2030

Interest

Rate	5%

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $13,800 Building $96,200	$110,000 (-) Land $13,800 Building $96,200
2025	$1,730.00 (+281.06%)	$110,000 (+313.53%) Land $13,800 Building $96,200	$110,000 (+313.53%) Land $13,800 Building $96,200
2024	$454.00 (+1.34%)
2023		$26,600 (+15.15%) Land $12,200 Building $14,400	$26,600 (+15.15%) Land $12,200 Building $14,400
2022	$448.00	$23,100 Land $12,200 Building $10,900
2021			$23,100 Land $12,200 Building $10,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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