307 N Main St, Spencer, OH 44275 Property Records

Medina County property record for 307 N Main St, Spencer, OH 44275

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 1915
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Jun 2005)
Tax Bill$2,047 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN037-27A-01-017

Property Details

APN / Parcel Number

Primary APN037-27A-01-017
Alternative APNs
  • 37-27A-01-017
  • 50417980

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths6 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
1st Floor Area1,736 sqft
Upper Floors Area696 sqft
Basement Area616 sqft
Unfinished Basement616 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1982
Exterior MaterialSiding
Construction TypeWood
Lot Area36,155 sqft (0.83 acres)
Lot Dimensions440 ft deep x 82 ft wide
Garage TypePole Building Garage
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area209 sqft
Deck Area50 sqft
Patio Area50 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address307 N MAIN ST
CitySPENCER
StateOH
Zip44275-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 13 OL 4 LOT 4 E MID PT .829A
Legal Tract13
Legal Lot Number4
JurisdictionMEDINA OH
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2021
Census Tract410000

Owner

Source: Medina County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 N MAIN ST, SPENCER, OH 44275-9760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2005 · Amount on Record
Deed SaleJun 14, 2005 · Amount on Record
Deed Document Number200519160
Prior Transfer DateMay 28, 2004
Prior Transfer Doc0000014524
Record UpdatedOct 29, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMEDINA OH
Property Address307 N MAIN ST, SPENCER, OH 44275-9760
Document Number0000011740
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 N MAIN ST SPENCER OH 442759760, SPENCER, OH 44275-9760

Mortgage

Document Number0000011740
DateMay 28, 2020
Instrument11740
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 27, 2050
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMedina County
MunicipalitySpencer Village
Unified School DistrictBlack River Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,047.00 (+4.23%)$46,330 (+13.28%) Land $16,630 Building $29,700$132,380 (+13.29%) Land $47,520 Building $84,860
2024$1,964.00 (+4.64%)$40,900 (-) Land $23,110 Building $17,790
2023$1,877.00 (-2.14%)$40,900 (-) Land $23,110 Building $17,790
2022$1,918.00$40,900 Land $23,110 Building $17,790$116,850 Land $66,020 Building $50,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF SPENCER
serves 800 people · EPA ID OH5201611
Water SourcePurchased surface water from RURAL LORAIN CO. WATER A
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Armstrong.

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