307 N 3rd St, Montevideo, MN 56265 Property Records

Chippewa County property record for 307 N 3rd St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	728 sqft · built 1890
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$2,488 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2021 Sale & Mortgage + 1 more
APN	`70-375-1015`

Property Details

APN / Parcel Number

Primary APN	`70-375-1015`
Alternative APN	`24912`

Interior

Building Area	728 sqft Base Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	24912
Street Address	307 N 3RD ST
City	MONTEVIDEO
State	MN
Zip	56265-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT S 1-2 OF LOT 4 & N 1-2 OF LOT 5 BLOCK J
Legal Subdivision	ORIGINAL PLAT
Legal Block	J
Legal Lot Number	4-5
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1025
Census Tract	950601

Owner

307 N 3rd St is owned and occupied by two individuals who bought it in September 2021.

Source: Chippewa County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Sep 7, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	2021310462
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000319828
Date	Sep 19, 2025
Instrument	A000319828

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Sep 7, 2021
Property Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530
Document Number	A000310462
Instrument Date	Sep 3, 2021
Instrument	A000310462
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530

Mortgage

Document Number	A000310463
Date	Sep 7, 2021
Instrument	A000310463

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Jun 30, 2017
Property Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530
Document Number	A000299356
Instrument Date	Jun 27, 2010
Instrument	A000299356
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N 3RD ST, MONTEVIDEO, MN 56265-1530

Mortgage

Document Number	A000299357
Date	Jun 30, 2017
Instrument	A000299357

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 307 N 3rd St was $2,488 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,488.00
2025		$165,700 Land $4,200 Building $161,500	$165,700 Land $4,200 Building $161,500
2023		$154,500 Land $4,200 Building $150,300	$154,500 Land $4,200 Building $150,300
2022	$1,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 307 N 3rd St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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