Okaloosa County property record for 307 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,314 sqft · built 1961 |
| Lot Size | 0.23 acres (9,998 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Mar 2022) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4656-7 |
| Primary APN | C56-000-589-4656-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| Gross Area | 3,985 sqft |
| 1st Floor Area | 2,756 sqft |
| Upper Floors Area | 736 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,998 sqft (0.23 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open/Unfinished Porch |
| Porch Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 307 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN LOT 317 BLK E |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | E |
| Legal Lot Number | 317 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 413 SPRING LN, DESTIN, FL 32541-1942 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST |
| Mar 8, 2022 | Warranty Deed, Transfer · Commercial Mortgage PROGRESS BANK & TRUST |
| Mar 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on Record |
| Deed Sale | Mar 8, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 20223532853 |
| Deed Book / Page | 3609 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 307 MOUNTAIN DR, DESTIN, FL 32541-2336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 413 SPRING LN, DESTIN, FL 32541-1942 |
| Document Number | 0036144699 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 3614/4699 |
| Instrument | 3540656 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 8, 2022 |
| Property Address | 307 MOUNTAIN DR, DESTIN, FL 32541-2336 |
| Document Number | 0036090040 |
| Book / Page | 3609 / 40 |
| Map Reference | MB 2 PG 43-A |
| Instrument Date | Feb 25, 2022 |
| Instrument | 3532853 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 FOURTH ST, DESTIN, FL 32541-1629 |
| Name | Verified Name |
|---|---|
| Address | 413 SPRING LN, DESTIN, FL 32541-1942 |
| Document Number | 0000360942 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 3609/42 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 307 MOUNTAIN DR, DESTIN, FL 32541-2336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033893559 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 3389/3559 |
| Instrument | 3265488 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 18, 2020 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,123.00 (+1.11%) | $432,627 (+1.99%) Land $197,840 Building $234,787 | $432,627 (+1.99%) Land $197,840 Building $234,787 |
| 2023 | $5,067.00 (+4.65%) | $424,199 (+0.88%) Land $190,231 Building $233,968 | $424,199 (+0.88%) Land $190,231 Building $233,968 |
| 2022 | $4,842.00 | $420,519 Land $131,172 Building $289,347 | $420,519 Land $131,172 Building $289,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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