Bay County property record for 307 McCormick St, Bay City, MI 48708
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,655 sqft · built 1890 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $9,600 (Feb 1989) |
| Tax Bill | $1,318 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-033-111-004-00 |
| Primary APN | 160-033-111-004-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,655 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 558 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 307 MCCORMICK ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-7732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | LOT 4 BLK 74 DAGLISH DIV OF PORTSMOUTH |
| Legal Subdivision | DAGLISH DIV |
| Legal Block | 74 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 280700 |
307 McCormick St is owned and occupied by an individual who acquired it in November 2016.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 MCCORMICK ST, BAY CITY, MI 48708-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1989 · Amount on File |
| Deed Sale | Feb 1, 1989 · Amount on File |
| Deed Book / Page | 1421 / 174 |
| Last Transfer Date | Nov 18, 2016 |
| Transfer Doc | 0000014547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 307 MCCORMICK ST, BAY CITY, MI 48708-7732 |
| Document Number | 0000018570 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 307 MCCORMICK ST BAY CITY MI 487087732, BAY CITY, MI 48708-7732 |
| Document Number | 0000018570 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 18570 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 27, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 14, 2020 |
| Property Address | 307 MCCORMICK ST, BAY CITY, MI 48708-7732 |
| Document Number | 0000014547 |
| Instrument Date | Nov 18, 2016 |
| Instrument | 14547 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 307 MCCORMICK ST BAY CITY MI 487087732, BAY CITY, MI 48708-7732 |
The 2026 property tax bill for 307 McCormick St was $1,318 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,318.00 Homeowner's exemption | $48,000 | $96,000 |
| 2023 | $33,950 | $67,900 | |
| 2022 | $1,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 McCormick St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1986) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 307 McCormick St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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