Cecil County property record for 307 Maloney Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,432 sqft · built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Mar 2024) |
| Tax Bill | $2,829 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2023 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018474 |
| Primary APN | 03-018474 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,432 sqft Total Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 56 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 018474 |
|---|---|
| Street Address | 307 MALONEY RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 2 - 1 ACRE 307 MALONEY ROAD S/E OF ELKTON |
| Legal Lot Number | 2 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30505 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 MALONEY RD, ELKTON, MD 21921-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Aug 28, 2023 | Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage S & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Book / Page | 5441 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 18, 2024 |
| Property Address | 307 MALONEY RD, ELKTON, MD 21921-6320 |
| Document Number | 0054410378 |
| Book / Page | 5441 / 378 |
| Instrument Date | Feb 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | I307 MALONEY ROAD, ELKTON, MD 21921 |
| Document Number | 0054410386 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 5441-0386 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 28, 2023 |
| Property Address | 307 MALONEY RD, ELKTON, MD 21921-6320 |
| Document Number | 0053660155 |
| Book / Page | 5366 / 155 |
| Map Reference | LB 3165 FO 328 |
| Instrument Date | Aug 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8317 NUNLEY DR, PARKVILLE, MD 21234-4539 |
| Document Number | 0053660159 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5366/159 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 307 MALONEY RD, ELKTON, MD 21921-6320 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | ARDENT TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0048370368 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 4837/368 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,829.00 (+15.09%) | $255,433 (+40.58%) | $291,700 (+59.49%) Land $81,700 Building $210,000 |
| 2025 | $2,458.00 (+79.94%) | ||
| 2023 | $1,366.00 Homeowner's exemption | $181,700 | $182,900 Land $81,700 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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