307 Lotus Ave, Sebring, FL 33872 Property Records

Highlands County property record for 307 Lotus Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2019
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$143,200 (Oct 2019)
Tax Bill	$2,017 (2024)
Deeds & Mortgages	Dec 2019 Sale Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-22-34-28-020-0410-0090`

Property Details

APN / Parcel Number

Primary APN	`C-22-34-28-020-0410-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	485 sqft
Driveway	Driveway
Driveway Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	307 LOTUS AVE
City	SEBRING
State	FL
Zip	33872-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 9 BLK 41
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	41
Legal Lot Number	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1014
Census Tract	960601

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 LOTUS AVE, SEBRING, FL 33872-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Dec 17, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HEARTLAND NAT'L BK
Jun 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	1961554
Deed Book / Page	2719 / 1980
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2019
Property Address	307 LOTUS AVE, SEBRING, FL 33872-3320
Document Number	0001966586
Book / Page	002726 / 001823
Instrument Date	Dec 4, 2019
Instrument	1966586
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 LOTUS AVE SEBRING FL 338723320, SEBRING, FL 33872-3320

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 28, 2019
Property Address	307 LOTUS AVE, SEBRING, FL 33872-3320
Document Number	0001961554
Book / Page	2719 / 1980
Map Reference	MB 7 PG 34
Instrument Date	Oct 24, 2019
Instrument	1961554
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 673, SEBRING, FL 33871-0673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 LOTUS AVE, SEBRING, FL 33872-3320

Mortgage

Document Number	0027191981
Date	Oct 28, 2019
Instrument	2719/1981

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 17, 2018
Property Address	307 LOTUS AVE, SEBRING, FL 33872-3320
Book / Page	002669 / 001284
Instrument Date	Dec 14, 2018
Instrument	1922047
Transaction Type	Construction Loan
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 LOTUS AVE SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001922047
Date	Dec 17, 2018
Book Page	002669/001284
Instrument	1922047

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 16, 2020

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 6, 2018
Property Address	307 LOTUS AVE, SEBRING, FL 33872-3320
Document Number	0001899192
Book / Page	002639 / 000974
Instrument Date	Jun 6, 2018
Instrument	1899192
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$52.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 673 SEBRING FL 338710673, SEBRING, FL 33871-0673

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,630 (+9.48%)	$241,062 (+4.91%) Land $20,000 Building $221,062
2024	$2,017.00 (+6.1%)
2023	$1,901.00 (+1.77%) Homeowner's exemption	$154,939 (+3%)	$229,779 (+18.25%) Land $11,200 Building $218,579
2022	$1,868.00 Homeowner's exemption	$150,426	$194,309 Land $10,000 Building $184,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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