307 Locust St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 307 Locust St, Waterloo, IA 50701

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,343 sqft · built 1910
Lot Size	0.1 acres (4,360 sqft)
Owner	Company Name on File
Last Sale	$1,000 (Jun 2025)
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-26-327-017`

Property Details

APN / Parcel Number

Primary APN	`8913-26-327-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,343 sqft Total Area
1st Floor Area	892 sqft
Attic	Attic
Attic Area	491 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,360 sqft (0.1 acres)
Lot Dimensions	140 ft deep x 9 ft wide
Porch	Slab
Porch Area	345 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	307 LOCUST ST
City	WATERLOO
State	IA
Zip	50701-2629
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LEAVITTS ADDITION NW 40 FT EXC NW 31 FT NE 40 FT LOT 15 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	4
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2023
Census Tract	300

Owner

307 Locust St, a duplex, is owned by a company that bought it in June 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2022	Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Jan 3, 2023 · Amount on File
Deed Document Number	20258336
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0000009608
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 3, 2023
Property Address	307 LOCUST ST, WATERLOO, IA 50701-2629
Document Number	202300009608
Instrument Date	Dec 28, 2022
Instrument	202300009608
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 22, 2022
Property Address	307 LOCUST ST, WATERLOO, IA 50701-2629
Document Number	202200016940
Instrument Date	Feb 9, 2022
Instrument	202200016940
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Tax	$274.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 COFFEEN AVE # 200, 200, SHERIDAN, WY 82801-5777
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 307 Locust St was $1,304, up 8.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,304.00 (+8.85%)	$63,860 Land $5,440 Building $58,420	$63,860 Land $5,440 Building $58,420
2024	$1,198.00
2023		$55,210 (+35.22%) Land $5,440 Building $49,770	$55,210 Land $5,440 Building $49,770
2022	$896.00	$40,830 Land $5,440 Building $35,390
2021			$40,830 Land $5,440 Building $35,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 307 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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