307 Lambton Ln, Naples, FL 34104 Property Records

Collier County property record for 307 Lambton Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,993 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2026)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`186100 1194B32`

Property Details

APN / Parcel Number

Primary APN	`186100 1194B32`
Alternative APNs	`239460074580453551194` `23946007458`

Interior

Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	336 sqft
Deck Area	852 sqft

Location & Zoning

Street Address	307 LAMBTON LN
City	NAPLES
State	FL
Zip	34104-7867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 119
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Block	3
Legal Lot Number	119
Legal Unit	119
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10514

Owner

307 Lambton Ln is owned and occupied by two individuals who bought it in January 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 LAMBTON LN, NAPLES, FL 34104-7867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Jun 12, 1997 · Amount on File
Deed Document Number	20266776140
Deed Book / Page	6546 / 3040
Prior Transfer Date	Sep 29, 1995
Prior Transfer Doc	2104001049
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	May 20, 2026
Property Address	307 LAMBTON LN, NAPLES, FL 34104-7867
Document Number	0006827088
Book / Page	6589 / 1989
Instrument Date	Apr 24, 2026
Instrument	20266827088
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 LAMBTON LN, NAPLES, FL 34104-7867

Mortgage

Document Number	0006827088,
Date	May 20, 2026
Book Page	6589/1989
Instrument	20266827088

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 21, 2026
Property Address	307 LAMBTON LN, NAPLES, FL 34104-7867
Document Number	0065463040
Book / Page	6546 / 3040
Map Reference	MB 17 PG 34
Instrument Date	Jan 20, 2026
Instrument	6776140
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST BOSTON TITLE, FIRST BOSTON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 MASTERS DR, PAWLEYS ISLAND, SC 29585-8284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 LAMBTON LN, NAPLES, FL 34104-7867

Mortgage

Document Number	0065463042
Date	Jan 21, 2026
Instrument	6546/3042

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 307 Lambton Ln was $2,980, up 6.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,957 (+83.33%) Land $265,087 Building $283,870	$548,957 (+2.59%) Land $265,087 Building $283,870
2025	$2,980.00 (+6.93%) Homeowner's exemption Widower's exemption	$299,434	$535,124 Land $266,152 Building $268,972
2024	$2,787.00 (+2.24%)
2023	$2,726.00 (-3.37%) Homeowner's exemption Widower's exemption	$282,519 (+3%)	$588,158 (+3.29%) Land $294,466 Building $293,692
2022	$2,821.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$274,290	$569,439 Land $267,567 Building $301,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 Lambton Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Lambton Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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