Rhea County property record for 307 Lake Forest Dr, Spring City, TN 37381
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,334 sqft · built 2003 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,865 (Aug 2015) |
| Tax Bill | $688 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072044G B 00500 |
| Primary APN | 072044G B 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.789 acres) |
| Lot Dimensions | 225 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 12 sqft |
| Patio Area | 109 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 307 LAKE FOREST DR |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW SUBD |
| Legal Lot Number | 5 150 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 975100 |
307 Lake Forest Dr is owned and occupied by an individual who bought it in August 2015.
Source: Rhea County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 LAKE FOREST DR, SPRING CITY, TN 37381-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 22, 2021 | Deed of Trust, Mortgage BETTER MTG CORP ISAOA |
| Nov 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage ISERVE RESID'L LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on File |
| Deed Sale | Aug 21, 2015 · Amount on File |
| Prior Sale | Apr 17, 2008 · Amount on File |
| Deed Document Number | 15067715 |
| Deed Book / Page | 443 / 520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 307 LAKE FOREST DR, SPRING CITY, TN 37381-4718 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000011874 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | T667/496 |
| Instrument | 22011874 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 307 LAKE FOREST DR, SPRING CITY, TN 37381-4718 |
| Document Number | 0000005639 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 307 LAKE FOREST DR SPRING CITY TN 373814718, SPRING CITY, TN 37381-4718 |
| Document Number | 0000005639 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 000642/000642 |
| Instrument | 5639 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 21, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 307 LAKE FOREST DR, SPRING CITY, TN 37381-4718 |
| Document Number | 0000003994 |
| Book / Page | 000585 / 000278 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 307 LAKE FOREST DR SPRING CITY TN 373814718, SPRING CITY, TN 37381-4718 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003994 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 000585/000278 |
| Instrument | 3994 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92128 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2025 property tax bill for 307 Lake Forest Dr was $688.
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $688.00 | $51,025 (-) Land $6,300 Building $44,725 | |
| 2024 | $688.00 | $51,025 Land $6,300 Building $44,725 | $204,100 Land $25,200 Building $178,900 |
| 2022 | $34,975 Land $3,750 Building $31,225 | $139,900 Land $15,000 Building $124,900 | |
| 2021 | $789.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 Lake Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Lake Forest Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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