Pinellas County property record for 307 Lagoon Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,316 sqft · built 2021 |
| Lot Size | 0.341 acres (14,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jun 2017) |
| Tax Bill | $20,410 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-5083-0 |
| Primary APN | C62-000-741-5083-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,316 sqft Heated Area |
| 1st Floor Area | 1,785 sqft |
| Upper Floors Area | 1,362 sqft |
| Flooring | Concrete/Cement |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Concrete Tile |
| Lot Area | 14,893 sqft (0.341 acres) |
| Lot Dimensions | 97 ft deep x 80 ft wide |
| Garage Area | 1,692 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 100 sqft |
| Patio Area | 516 sqft |
| Loading Dock | 288 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat House | 286 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R109824 |
|---|---|
| Old Parcel Number | 152810650700110050 |
| Street Address | 307 LAGOON DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OZONA SHORES 3RD ADD BLK K, LOT 5 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 10 |
| Legal Subdivision | OZONA SHORES 3RD ADD |
| Legal Block | K |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 27202 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 LAGOON DR, PALM HARBOR, FL 34683-5412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP BANK |
| Jun 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on Record |
| Deed Sale | Jun 27, 2017 · Amount on Record |
| Prior Sale | Dec 19, 2014 · Amount on Record |
| Deed Document Number | 2017199531 |
| Deed Book / Page | 19682 / 1108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 307 LAGOON DR, PALM HARBOR, FL 34683-5412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0212260573 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 21226/573 |
| Instrument | 2020321221 |
| Name | FLAGSHIP BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEARWATER, FL 33761 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 307 LAGOON DR, PALM HARBOR, FL 34683-5412 |
| Document Number | 0196821108 |
| Book / Page | 019682 / 001108 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 199531 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 VISTA TRAIL CT PALM HARBOR FL 346835259, PALM HARBOR, FL 34683-5259 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,410.00 (+6.72%) Homeowner's exemption | $1,155,340 (+5.99%) | $1,548,518 (+36.28%) Land $488,671 Building $1,059,847 |
| 2023 | $19,124.00 (+2.47%) Homeowner's exemption | $1,090,077 (+3%) | $1,136,299 (+5.58%) Land $411,287 Building $725,012 |
| 2022 | $18,663.00 Homeowner's exemption | $1,058,327 | $1,076,213 Land $488,872 Building $587,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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