307 Kendall Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 307 Kendall Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1986
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Nov 2004)
Tax Bill	$795 (2024)
Deeds & Mortgages	Jul 2026 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-09-687044-000620`

Property Details

APN / Parcel Number

Primary APN	`26-29-09-687044-000620`
Alternative APNs	`092926687044000620` `92926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,666 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,443 sqft (0.263 acres)
Lot Dimensions	125 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft
Porch	Florida Room
Porch Area	346 sqft
Shed	1 Shed

Location & Zoning

Street Address	307 KENDALL DR
City	WINTER HAVEN
State	FL
Zip	33884-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CEDAR COVE PHASE TWO PB 80 PGS 12 & 13 LOT 62
Legal Range	26E
Legal Township	29S
Legal Section	09
Legal Subdivision	CEDAR COVE PHASE TWO
Legal Phase	2
Legal Tract	687044
Legal Block	1
Legal Lot Number	62
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1049
Census Tract	14600

Owner

307 Kendall Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 KENDALL DR, WINTER HAVEN, FL 33884-2817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Jan 17, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2004 · Amount on File
Deed Sale	Nov 17, 2004 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	2004232706
Deed Book / Page	5988 / 2238
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000170961
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 17, 2026
Property Address	307 KENDALL DR, WINTER HAVEN, FL 33884-2817
Document Number	0000170961
Book / Page	14079 / 1886
Instrument Date	Jul 17, 2026
Instrument	2026170961
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	307 KENDALL DR, WINTER HAVEN, FL 33884-2817

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	307 KENDALL DR, WINTER HAVEN, FL 33884-2817
Document Number	0102471306
Book / Page	010247 / 001306
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 KENDALL DR WINTER HAVEN FL 338842817, WINTER HAVEN, FL 33884-2817

Mortgage

Document Number	0102471306
Date	Aug 29, 2017
Book Page	010247/001306
Instrument	167207

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	307 KENDALL DR, WINTER HAVEN, FL 33884-2817
Document Number	0100490931
Book / Page	010049 / 000931
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1405 LAKE ALFRED FL 338501405, LAKE ALFRED, FL 33850-1405

Mortgage

Document Number	0100490931
Date	Jan 27, 2017
Book Page	010049/000931
Instrument	16992

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, ND 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,187 (+2.7%)	$254,827 (-1.67%) Land $33,000 Building $221,827
2025		$104,369	$259,144 Land $33,000 Building $226,144
2024	$795.00 (+15.55%)
2023	$688.00 (+13.72%) Homeowner's exemption	$98,474 (+3%)	$261,292 (+5.14%) Land $32,000 Building $229,292
2022	$605.00 Homeowner's exemption	$95,606	$248,509 Land $27,000 Building $221,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Kendall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Kendall Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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