307 Hoover St, Staunton, VA 24401 Property Records

Staunton City property record for 307 Hoover St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jun 2021)
Tax Bill	$1,658 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8553`

Property Details

APN / Parcel Number

Primary APN	`8553`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	307 HOOVER ST
City	STAUNTON
State	VA
Zip	24401-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLK 7 LOT 3 SEC 2-(AUG CO PLAT 219/118)
Legal Subdivision	NOON ADD-SECOND
Legal Block	7
Legal Lot Number	3
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	3
Census Block	3002
Census Tract	200

Owner

307 Hoover St is owned and occupied by an individual who bought it in June 2021.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	307 HOOVER ST, STAUNTON, VA 24401-3735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Jun 9, 2021	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Apr 29, 2009
Deed Document Number	20211909
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000001909
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	307 HOOVER ST, STAUNTON, VA 24401-3735
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HOOVER ST, STAUNTON, VA 24401-3735

Mortgage

Document Number	0260000187
Date	Jan 29, 2026
Instrument	260000187

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jun 9, 2021
Property Address	307 HOOVER ST, STAUNTON, VA 24401-3735
Document Number	0210001909
Map Reference	MB 219 PG 118
Instrument Date	May 17, 2021
Instrument	210001909
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HOOVER ST, STAUNTON, VA 24401-3735

Mortgage

Document Number	0210001910
Date	Jun 9, 2021
Instrument	210001910

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 307 Hoover St was $1,658.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,658.00	$182,300 Land $37,400 Building $144,900	$182,300 Land $37,400 Building $144,900
2023	$1,414.00	$158,880 Land $33,080 Building $125,800	$158,880 Land $33,080 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Hoover St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Hoover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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