307 Hillcrest Rd, West Point, MS 39773 Property Records

Clay County property record for 307 Hillcrest Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,653 sqft · built 1961
Lot Size	0.425 acres (18,540 sqft)
Owner	2 Individual Names on Record
Tax Bill	$882 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`082C216D 0030000`

Property Details

APN / Parcel Number

Primary APN	`082C216D 0030000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,653 sqft Finished Area
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,540 sqft
Patio Area	448 sqft
Utility Building	144 sqft

Location & Zoning

Street Address	307 HILLCREST RD
City	WEST POINT
State	MS
Zip	39773-4689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD SUB LOT 39 DB 260/84
Legal Range	06E
Legal Township	17
Legal Section	16
Legal Subdivision	WESTWOOD SUB
Legal Lot Number	39
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3040
Census Tract	950100

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10456 FERNBANK RD, MILLPORT, AL 35576-2800
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Recording Date	Jun 5, 2026
Property Address	307 HILLCREST RD, WEST POINT, MS 39773-4689
Document Number	0000002113
Book / Page	583 / 714
Instrument Date	May 13, 2026
Instrument	20262113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 HIGHWAY 557, CLOVER, SC 29710-7358

Mortgage

Document Number	0000002113,
Date	Jun 5, 2026
Book Page	583/714
Instrument	20262113

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (+5.13%)	$15,469 (-) Land $3,000 Building $12,469	$103,124 (-) Land $20,000 Building $83,124
2024	$839.00 (-57.35%) Additional exemption filed	$15,469 (+17.67%) Land $3,000 Building $12,469	$103,124 (+17.67%) Land $20,000 Building $83,124
2023	$1,967.00 (+1,005.06%) Additional exemption filed	$13,146 Land $3,000 Building $10,146	$87,638 Land $20,000 Building $67,638
2022	$178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20