307 Harvard St, Canton, MI 48188 Property Records

Wayne County property record for 307 Harvard St, Canton, MI 48188

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,942 sqft · built 1989
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Feb 2019)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71 085 02 0097 000`

Property Details

APN / Parcel Number

Primary APN	`71 085 02 0097 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
1st Floor Area	942 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 HARVARD ST
City	CANTON
State	MI
Zip	48188-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	22D97 LOT 97 LEXINGTON SQUARE SUB NO. 2 T2S R8E L103 P31 TO 33 WCR
Legal Subdivision	LEXINGTON SQUARE NO 2
Legal Lot Number	97
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	2
Census Block	2015
Census Tract	564600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 HARVARD ST, CANTON, MI 48188-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	201936357
Deed Book / Page	54867 / 429
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	307 HARVARD ST, CANTON, MI 48188-1026
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RARVAD ST, CANTON, MI 48188

Mortgage

Document Number	0568800476
Date	Jul 14, 2021
Book Page	56880/476
Instrument	2021281582

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	307 HARVARD ST, CANTON, MI 48188-1026
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HARVARD ST, CANTON, MI 48188-1026

Mortgage

Document Number	0563220613
Date	Jan 4, 2021
Book Page	56322/613
Instrument	2021022963

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	CANTON, MI 48188

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 20, 2019
Property Address	307 HARVARD ST, CANTON, MI 48188-1026
Document Number	0548670429
Book / Page	054867 / 000429
Instrument Date	Jan 31, 2019
Instrument	36357
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 HARVARD ST CANTON MI 481881026, CANTON, MI 48188-1026

Mortgage

Document Number	548670432
Date	Feb 20, 2019
Book Page	054867/000432
Instrument	36359

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Mortgage

Document Number	548810694,
Date	Feb 20, 2019
Book Page	054881/000694
Instrument	44470

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2029

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (+5.97%)	$380,000 (+5.97%)
2025	$6,280.00 (+7.52%) Homeowner's exemption	$179,300 (+21.15%)	$358,600 (+21.15%)
2023	$5,841.00 (+30.18%) Homeowner's exemption	$148,000	$296,000
2019	$4,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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