307 Grandy Rd, Grandy, NC 27939 Property Records

Currituck County property record for 307 Grandy Rd, Grandy, NC 27939 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleRanch
Year BuiltBuilt 2002
Square Footage1,442 sqft Living Area
Lot Size45,738 sqft (1.05 acres)
OccupancyOwner Occupied
Tax Bill$1,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN9911-87-5746
Alternative APNs
  • 0095000016D0000
  • 000149130
  • 000118959
  • 9911-87

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,442 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area45,738 sqft (1.05 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number000118959
Street Address307 GRANDY RD
CityGRANDY
StateNC
Zip27939-9732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 GILDEN
Legal SubdivisionGILDEN SUBDIVISION
Legal Lot Number3
JurisdictionCURRITUCK NC
Minor Civil DivisionPOPLAR BRANCH
Census Blockgroup1
Census Block1031
Census Tract110404

Owner

Source: Currituck County records · APN 9911-87-5746

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address307 GRANDY RD, GRANDY, NC 27939-9732
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Dec 14, 2022Warranty Deed, Transfer
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Oct 09, 2018Warranty Deed, Transfer · Small Business Association Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2022
Deed SaleDec 14, 2022
Prior SaleOct 09, 2018 · Amount on Record
Deed Doc Number0001719298
Deed Book / Page1719 / 298
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address307 GRANDY RD, GRANDY, NC 27939-9732
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 GRANDY RD, GRANDY, NC 27939-9732

Mortgage

Document Number0017200501
DateDec 28, 2022
Book Page1720/501
Instrument380530
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.32%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2028
Change Frequency5 Years
Min Rate At Change3.32%
Max Rate At Change7.32%
Index5-Year CMT
Margin2
Max Rate11.3%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateDec 14, 2022
Property Address307 GRANDY RD, GRANDY, NC 27939-9732
Document Number0017190298
Book / Page1719 / 298
Map ReferenceCAB D SL 41
Instrument DateDec 06, 2022
Instrument380337
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 GRANDY RD, GRANDY, NC 27939-9732

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address307 GRANDY RD, GRANDY, NC 27939-9732
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015840679
DateDec 15, 2020
Book Page1584/679
Instrument358559
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJan 01, 2026
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6.37%
Index5-Year CMT
Max Rate14.3%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateOct 09, 2018
Property Address307 GRANDY RD, GRANDY, NC 27939-9732
Document Number0014600501
Book / Page1460 / 501
Map ReferenceCAB D SL41
Instrument DateOct 08, 2018
Instrument338880
Transaction TypeTransfer
Record UpdatedFeb 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address307 GRANDY RD, GRANDY, NC 27939-9732

Mortgage

Document Number338881
DateOct 09, 2018
Instrument338881
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change FrequencyAnnually
Max Rate At Change4.25%
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00 (+0.5%)$210,700 (-) Land $56,400 Building $154,300
2024$1,585.00 (+9.46%)$210,700 (-) Land $56,400 Building $154,300
2023$1,448.00 (+18.2%)$210,700 (-) Land $56,400 Building $154,300$210,700 (-) Land $56,400 Building $154,300
2022$1,225.00$210,700 Land $56,400 Building $154,300$210,700 (-) Land $56,400 Building $154,300
2021$210,700 Land $56,400 Building $154,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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