307 Gittens St, Lowell, NC 28098 Property Records

Gaston County property record for 307 Gittens St, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1994
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$226,000 (Dec 2022)
Tax Bill$2,077 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05008 04101

Property Details

APN / Parcel Number

Primary APN05008 04101
Alternative APNs
  • 1636100
  • 128009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address307 GITTENS ST
CityLOWELL
StateNC
Zip28098-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionW W STROUP L P/10 & 12 05 008 041 01 000
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2023
Census Tract31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 GITTENS ST, LOWELL, NC 28098-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Transfer · Conventional Mortgage
FOUNDERS FCU
Jun 26, 2020Quit Claim Deed, Transfer
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleJan 30, 2013 · Amount on Record
Deed Book / Page5383 / 1522
Prior Transfer DateApr 3, 2020
Prior Transfer Doc0051331736
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 19, 2022
Property Address307 GITTENS ST, LOWELL, NC 28098-1519
Document Number0053831522
Book / Page5383 / 1522
Instrument DateDec 19, 2022
Transaction TypeTransfer
Record UpdatedJan 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$452.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N HOLLAND ST, DALLAS, NC 28034-1643

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 GITTENS ST, LOWELL, NC 28098-1519

Mortgage

Document Number0053831525
DateDec 19, 2022
Instrument5383/1525
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 5, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJan 5, 2030
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index10-Year TN
Max Rate11.8%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateJun 26, 2020
Property Address307 GITTENS ST, LOWELL, NC 28098-1519
Document Number0051331736
Book / Page005133 / 001736
Instrument DateApr 3, 2020
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyBOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address307 GITTENS ST LOWELL NC 280981519, LOWELL, NC 28098-1519

Mortgage

Document Number51331738
DateJun 26, 2020
Book Page005133/001738
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,077.00$194,350 (-) Land $16,000 Building $178,350
2025$2,077.00 (-7.28%)$194,350 (+2.8%) Land $16,000 Building $178,350
2023$2,240.00$189,060 Land $16,000 Building $173,060
2021$102,000 Land $16,000 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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