307 Gibson Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 307 Gibson Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,639 sqft · built 1956
Lot Size	0.185 acres (8,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,000 (Jan 2019)
Tax Bill	$7,726 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-010-02352500`

Property Details

APN / Parcel Number

Primary APN	`06-010-02352500`
Alternative APNs	`6-010-02352500` `01002352500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,639 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,070 sqft (0.185 acres)
Porch	Open Porch
Porch Area	126 sqft
Deck Area	366 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01002352500
Street Address	307 GIBSON RD
City	ANNAPOLIS
State	MD
Zip	21401-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3 4 BK 7 ADMIRAL HEIGHTS
Legal Subdivision	ADMIRAL HEIGHTS
Legal Block	7
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4024
Census Tract	706600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 GIBSON RD, ANNAPOLIS, MD 21401-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jan 16, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 4, 2017	Grant Deed, Transfer SECURITY AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Apr 12, 2011 · Amount on Record
Deed Book / Page	32812 / 408
Prior Transfer Date	Apr 18, 2017
Prior Transfer Doc	0031420059
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	307 GIBSON RD, ANNAPOLIS, MD 21401-2226
Document Number	0336700436
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 GIBSON RD ANNAPOLIS MD 214012226, ANNAPOLIS, MD 21401-2226

Mortgage

Document Number	0336700436
Date	Oct 7, 2019
Book Page	033670/000436

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 16, 2019
Property Address	307 GIBSON RD, ANNAPOLIS, MD 21401-2226
Document Number	0328120408
Book / Page	32812 / 408
Map Reference	MB 20 FO 8
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 GIBSON RD, ANNAPOLIS, MD 21401-2226

Mortgage

Document Number	0032812415
Date	Jan 16, 2019
Instrument	32812/415

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 4, 2017
Property Address	307 GIBSON RD, ANNAPOLIS, MD 21401-2226
Document Number	0314200059
Book / Page	031420 / 000059
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	SECURITY AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$357.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 GIBSON RD ANNAPOLIS MD 214012226, ANNAPOLIS, MD 21401-2226

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,200 (+7.18%) Land $369,300 Building $253,900	$623,200 (-) Land $369,300 Building $253,900
2025	$7,726.00 (+11.62%) Homeowner's exemption	$581,467 (+16.76%)	$623,200 (+25.14%) Land $369,300 Building $253,900
2023	$6,922.00 Homeowner's exemption	$498,000 Land $264,200 Building $233,800	$498,000 Land $264,200 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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