Iredell County property record for 307 Gardner Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,408 sqft · built 2008 |
| Lot Size | 5.12 acres (223,027 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Jun 2006) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-94-8681.000 |
| Primary APN | 3774-94-8681.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Heated Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,408 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 223,027 sqft (5.12 acres) |
| Lot Width | 300 ft Width |
| Porch | Patio |
| Porch Area | 600 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77447518 |
|---|---|
| Street Address | 307 GARDNER POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-8998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L7 RIVERWALK SEC 8 PB 28-131 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 94 |
| Legal Lot Number | 7 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 61101 |
307 Gardner Point Dr is owned and occupied by two individuals who bought it in June 2006.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 GARDNER POINT DR, STONY POINT, NC 28678-8998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2006 · Amount on File |
| Deed Sale | Jun 6, 2006 · Amount on File |
| Prior Sale | Oct 1, 1997 · Amount on File |
| Deed Book / Page | 1754 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 307 GARDNER POINT DR, STONY POINT, NC 28678-8998 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 27432271 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 2743/2271 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 307 Gardner Point Dr was $2,290.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,060 (-) Land $40,500 Building $337,560 | $378,060 (-) Land $40,500 Building $337,560 | |
| 2025 | $2,290.00 | $378,060 (-) Land $40,500 Building $337,560 | $378,060 (-) Land $40,500 Building $337,560 |
| 2024 | $2,290.00 | $378,060 (-) Land $40,500 Building $337,560 | $378,060 (-) Land $40,500 Building $337,560 |
| 2023 | $2,290.00 (+35.34%) | $378,060 (+45.29%) Land $40,500 Building $337,560 | $378,060 (+45.29%) Land $40,500 Building $337,560 |
| 2022 | $1,692.00 | $260,210 Land $40,500 Building $219,710 | $260,210 Land $40,500 Building $219,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Gardner Point Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Gardner Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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