Cook County property record for 307 Gale Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,860 sqft · built 1903 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,095,000 (Jul 2024) |
| Tax Bill | $23,183 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-300-013 |
| Primary APN | 15-12-300-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,400 sqft (0.216 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 307 GALE AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GALE) & (BLOCKS) SUB OF WH WH OF SW SEC 12-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 12 |
| Legal Subdivision | GALE & BLOCKS |
| Legal Block | 2 |
| Legal Lot Number | 7,8 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 812000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
307 Gale Ave is owned and occupied by two individuals who bought it in July 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 GALE AVE, RIVER FOREST, IL 60305-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jan 26, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Jan 26, 2022 |
| Deed Document Number | 202430049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 307 GALE AVE, RIVER FOREST, IL 60305-2015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0029520100 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2529520100 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 26, 2022 |
| Property Address | 307 GALE AVE, RIVER FOREST, IL 60305-2015 |
| Document Number | 0002619010 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2202619010 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 GALE AVE, RIVER FOREST, IL 60305-2015 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,709 Land $10,105 Building $44,604 | $547,090 Land $101,050 Building $446,040 | |
| 2023 | $23,183.00 (+17.93%) | ||
| 2022 | $19,658.00 Homeowner's exemption | $64,298 Land $8,695 Building $55,603 | $642,980 Land $86,950 Building $556,030 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 307 Gale Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1979–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 Gale Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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