Polk County property record for 307 Esseola Cir, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1900 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,500 (Aug 2018) |
| Tax Bill | $6,336 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P4-48 |
| Primary APN | P4-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,200 sqft Finished Area |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 56244 |
|---|---|
| Street Address | 307 ESSEOLA ST |
| City | SALUDA |
| State | NC |
| Zip | 28773-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | P4A, 0S59 SALUDA RES AREA 59 |
| Legal Subdivision | SALUDA RES AREA 59 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920303 |
Source: Polk County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 ESSEOLA ST, SALUDA, NC 28773-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 3, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 434 / 2496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 307 ESSEOLA CIR, SALUDA, NC 28773 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00496/1839 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 496/1839 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 3, 2018 |
| Property Address | 559 SUB STATION RD, SALUDA, NC 28773 |
| Document Number | 00434/2496 |
| Book / Page | 434 / 2496 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 MOSS CREEK RD, HOT SPRINGS, AR 71913-7593 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,336.00 (+7.03%) | $593,462 (-) Land $56,875 Building $536,587 | $593,462 (-) Land $56,875 Building $536,587 |
| 2025 | $5,920.00 (+217.6%) | $593,462 (+299.17%) Land $56,875 Building $536,587 | $593,462 (+299.17%) Land $56,875 Building $536,587 |
| 2023 | $1,864.00 | $148,674 Land $45,500 Building $103,174 | |
| 2021 | $148,674 Land $45,500 Building $103,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures