Webb County property record for 307 Esperanza Dr, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 2,271 sqft · built 1973 |
| Lot Size | 0.216 acres (9,423 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,666 (2024) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 902-00004-140 |
| Primary APN | 902-00004-140 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,271 sqft Living Area |
| Gross Area | 2,351 sqft |
| 1st Floor Area | 1,871 sqft |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,423 sqft (0.216 acres) |
| Lot Dimensions | 109 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 150 sqft |
| Porch | Open Porch |
| Porch Area | 569 sqft |
| Account Number | 208494 |
|---|---|
| Old Parcel Number | 90200004140 |
| Street Address | 307 ESPERANZA DR |
| City | LAREDO |
| State | TX |
| Zip | 78041-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 & W3' OF LOT 15 BLK 4 B PLAZA |
| Legal Subdivision | BELMONT PLAZA |
| Legal Block | 4 |
| Legal Lot Number | 140 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1718 |
Source: Webb County records · APN 902-00004-140
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 307 ESPERANZA DR, LAREDO, TX 78041-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERNATIONAL BANK OF COMMERCE |
| Sep 17, 2020 | Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 |
| Deed Sale | Sep 17, 2020 |
| Prior Sale | Oct 11, 2005 |
| Deed Document Number | 1404509 |
| Deed Book / Page | 4865 / 128 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 307 ESPERANZA DR, LAREDO, TX 78041-2611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005501/442 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 5501/442 |
| Instrument | 1505746 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2043 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Sep 17, 2020 |
| Property Address | 307 ESPERANZA DR, LAREDO, TX 78041-2611 |
| Document Number | 004865/128 |
| Book / Page | 4865 / 128 |
| Map Reference | VOL 2 PG 213 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 1404509 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13728 RIVER CANYON DR, 13728, CORPUS CHRISTI, TX 78410-5212 |
| Name | Verified Name |
|---|---|
| Address | 307 ESPERANZA DR, LAREDO, TX 78041-2611 |
| Document Number | 0001404510 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 1404510 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,045 (+0.07%) Land $114,583 Building $145,462 | $260,045 (+0.07%) Land $114,583 Building $145,462 | |
| 2024 | $1,666.00 (+9.1%) | ||
| 2023 | $259,866 Land $58,422 Building $201,444 | $259,866 Land $58,422 Building $201,444 | |
| 2022 | $1,527.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Smartcom Telephone, T-Mobile USA.
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAREDO serves 260,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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