Lafayette County property record for 307 E Orchard St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,036 sqft · built 1948 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jun 2011) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-002-017.000 |
| Primary APN | 23-1.0-01-1-002-017.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Basement Area | 1,036 sqft |
| Finished Basement | 1,036 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 150 ft deep x 75.8 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 42 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 307 E ORCHARD ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4; 407-90, 826-1162, 878-1185, 1018-960, 1099-925, 2011DR0891, 2011DR2007 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | SECTION 1, TOWNSHIP 48, RANGE 28 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
307 E Orchard St is owned by two individuals who bought it in June 2011.
Source: Lafayette County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 E ORCHARD ST, ODESSA, MO 64076-1540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Sep 25, 2023 | Deed of Trust, Mortgage BANK OF ODESSA |
| Dec 13, 2024 | Deed of Trust, Mortgage BANK OF ODESSA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2011 · Amount on File |
| Deed Sale | Jun 9, 2011 · Amount on File |
| Deed Document Number | 20111DR2007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jun 12, 2026 |
| Property Address | 307 E ORCHARD ST, ODESSA, MO 64076-1540 |
| Document Number | 0000002380 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20262380 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002380, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20262380 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 307 E ORCHARD ST, ODESSA, MO 64076-1540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2023DR3573 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023DR3573 |
| Name | BANK OF ODESSA |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 307 E ORCHARD ST, ODESSA, MO 64076-1540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024DR4612 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024DR4612 |
| Name | BANK OF ODESSA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 307 E Orchard St was $1,252, up 11.6% from the year before.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,252.00 (+11.59%) | $16,906 | $88,980 Land $17,240 Building $71,740 |
| 2024 | $1,122.00 | ||
| 2023 | $14,830 | $78,050 Land $15,120 Building $62,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 307 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 307 E Orchard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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