307 E Oak St, Red Oak, IA 51566 Property Records

Montgomery County property record for 307 E Oak St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Lot Size0.129 acres (5,625 sqft)
Owner2 Individual Names on File
Tax Bill$208 (2025)
Flood ZoneZone X (reduced by levee)
APN600621362005000

Property Details

APN / Parcel Number

Primary APN600621362005000

Exterior

Lot Area5,625 sqft (0.129 acres)
Lot Dimensions125 ft deep x 45 ft wide

Location & Zoning

Street Address307 E OAK ST
CityRED OAK
StateIA
Zip51566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACT PARK ADD LT 10 BLK 9
Legal SubdivisionPACT PARK ADD
Legal Block9
Legal Lot Number10
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2030
Census Tract960300

Owner

307 E Oak St, a single family home, is owned by two individuals.

Source: Montgomery County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address300 E OAK ST, RED OAK, IA 51566-1548
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 307 E Oak St was $208, up 46.5% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208.00 (+46.48%)$9,490 Land $6,820 Building $2,670$9,490 Land $6,820 Building $2,670
2024$142.00
2023$6,020 Land $3,410 Building $2,610$6,020 Land $3,410 Building $2,610
2022$138.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 E Oak St in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number