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307 E Oak St, Lafayette, CO 80026 Property Records

Boulder County property record for 307 E Oak St, Lafayette, CO 80026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1920
Lot Size0.163 acres (7,084 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Nov 2024)
Tax Bill$3,320 (2025)
Deeds & MortgagesJan 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN1465-35-3-04-005

Property Details

APN / Parcel Number

Primary APN1465-35-3-04-005
Alternative APNs
  • R0020490
  • 0020490

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,862 sqft
1st Floor Area1,008 sqft
Basement Area728 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area7,084 sqft (0.163 acres)
Garage TypeDetached
Garage Area484 sqft
PorchEnclosed Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0020490
Street Address307 E OAK ST
CityLAFAYETTE
StateCO
Zip80026-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 4 FIRST UNION
Legal Range69
Legal Township1N
Legal Section35
Legal SubdivisionFIRST UNION - LA
Legal Block4
Legal Lot Number10
JurisdictionBOULDER CO
Township / Civil DivisionLAFAYETTE-LOUISVILLE
Census Block Group1
Census Block1042
Census Tract12907

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 SUMMIT BLVD, BROOMFIELD, CO 80021-8358
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Apr 10, 2024Deed of Trust, Mortgage · Commercial Mortgage
MERIDIAN TRUST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2024 · Amount on Record
Deed SaleNov 7, 2024 · Amount on Record
Prior SaleOct 10, 2024 · Amount on Record
Deed Document Number20244066576
Prior Transfer DateJul 5, 2002
Prior Transfer Doc0002649116
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address307 E OAK ST, LAFAYETTE, CO 80026-2518
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 E OAK ST, LAFAYETTE, CO 80026-2518

Mortgage

Document Number0004116872
DateJan 20, 2026
Instrument4116872
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address307 E OAK ST, LAFAYETTE, CO 80026-2518
Transaction TypeMortgage
Record UpdatedMay 8, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 MONTALTO DR 203, 203, CHEYENNE, WY 82007-6506

Mortgage

Document Number0004043187
DateApr 10, 2024
Instrument4043187
Lender
NameMERIDIAN TRUST FCU
TypeCredit Union
AddressCHEYENNE, WY 82001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueMar 22, 2039

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
MunicipalityLafayette City
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,113 (-2.08%) Land $18,153 Building $15,960$557,400 (-) Land $322,700 Building $234,700
2025$3,320.00 (+17.77%)$34,838 (-3.37%) Land $20,169 Building $14,669$557,400 (+3.59%) Land $322,700 Building $234,700
2023$2,819.00 (+9.09%)$36,053 (+31.03%) Land $22,157 Building $13,896$538,100 (+35.92%) Land $330,700 Building $207,400
2022$2,584.00$27,515 Land $16,840 Building $10,675$395,900 Land $242,300 Building $153,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAFAYETTE
serves 28,700 people · EPA ID CO0107473
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
LiveWireNet
Fixed Wireless		250 / 100

May also be available: T-Mobile.

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