307 E North Bear Creek Dr, Merced, CA 95340 Property Records

Merced County property record for 307 E North Bear Creek Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1961
Lot Size	0.282 acres (12,283 sqft)
Owner	2 Company Names on File
Last Sale	$455,000 (Jun 2022)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-181-017-000`

Property Details

APN / Parcel Number

Primary APN	`007-181-017-000`
Alternative APN	`007-181-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Material	Other
Lot Area	12,283 sqft (0.282 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-181-017
Street Address	307 E NORTH BEAR CREEK DR
City	MERCED
State	CA
Zip	95340-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	BEAR CR EST LOT 26
Legal Subdivision	BEAR CR ESTATE
Legal Lot Number	26
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3005
Census Tract	1200

Owner

307 E North Bear Creek Dr is owned by a company that acquired it in December 2025.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Jun 16, 2022	Grant Deed, Transfer · Conventional Mortgage LADERA LENDING INC
Mar 7, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202223066
Last Transfer Date	Dec 11, 2025
Transfer Doc	0000036911
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 31, 2025
Property Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444
Document Number	0000036911
Map Reference	VOL 2 PG 128
Instrument Date	Dec 11, 2025
Instrument	2025036911
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 16, 2022
Property Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444
Document Number	0000023066
Map Reference	VOL 14 PG 10
Instrument Date	May 31, 2022
Instrument	2022023066
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444

Mortgage

Document Number	0000023067
Date	Jun 16, 2022
Instrument	2022023067

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Mar 7, 2022
Property Address	307 E NORTH BEAR CREEK DR, MERCED, CA 95340-2444
Document Number	0000009447
Map Reference	VOL 14 PG 24-33
Instrument Date	Feb 23, 2022
Instrument	2022009447
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 307 E North Bear Creek Dr was $5,284.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,504 (+2%) Land $113,654 Building $378,850
2025	$5,284.00 Homeowner's exemption	$482,848 Land $111,426 Building $371,422
2023	$4,924.00 (+13.48%) Homeowner's exemption	$464,100 Land $107,100 Building $357,000
2022	$4,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 307 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 E North Bear Creek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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