307 E McHenry St, Urbana, IL 61801 Property Records

Champaign County property record for 307 E McHenry St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,526 sqft · built 1974
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on Record
Last Sale	$130,500 (Jul 2016)
Tax Bill	$5,832 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-20-476-002`

Property Details

APN / Parcel Number

Primary APN	`93-21-20-476-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,526 sqft Building Perimeter
1st Floor Area	1,526 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	307 E MCHENRY ST
City	URBANA
State	IL
Zip	61801-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 870 ENNIS RIDGE 18TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	20
Legal Subdivision	ENNIS RIDGE 18TH SUB
Legal Lot Number	870
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4021
Census Tract	5701

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E MCHENRY ST, URBANA, IL 61801-6672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage NEWTEK BANK NA
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on Record
Deed Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	201612495
Prior Transfer Date	Jun 25, 2013
Prior Transfer Doc	0000015066
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	307 E MCHENRY ST, URBANA, IL 61801-6672
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E MCHENRY ST, URBANA, IL 61801-6672

Mortgage

Document Number	0000016560
Date	Oct 29, 2025
Instrument	2025R16560

Lender

Name	NEWTEK BANK NA
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	10 Years

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	307 E MCHENRY ST, URBANA, IL 61801-6672
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013526
Date	Jun 10, 2021
Instrument	2021R13526

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 29, 2017
Property Address	307 E MCHENRY ST, URBANA, IL 61801-6672
Document Number	0000011719
Map Reference	MB W PG24
Instrument Date	Jun 19, 2017
Instrument	2017R11719
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E MCHENRY ST, URBANA, IL 61801-6672

Mortgage

Document Number	0000011720
Date	Jun 29, 2017
Instrument	2017R11720

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,170 (+5.79%) Land $25,790 Building $40,380	$198,510 (+5.79%) Land $77,370 Building $121,140
2024	$5,832.00 (+7.36%)	$62,550 (+19.03%) Land $24,380 Building $38,170	$187,650 (+19.03%) Land $73,140 Building $114,510
2023	$5,432.00 (+7.82%)
2022	$5,038.00 Homeowner's exemption	$52,550 Land $20,480 Building $32,070	$157,650 Land $61,440 Building $96,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Nextlink, T-Mobile.

Nearby Properties on E McHenry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures