307 E Main St, Westville, IL 61883 Property Records

Vermilion County property record for 307 E Main St, Westville, IL 61883

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,503 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2023)
Tax Bill	$1,725 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-05-311-010`

Property Details

APN / Parcel Number

Primary APN	`28-05-311-010`
Alternative APN	`GEOL2273`

Exterior

Lot Area	6,503 sqft (0.149 acres)
Lot Dimensions	134 ft deep x 48 ft wide

Location & Zoning

Street Address	307 E MAIN ST
City	WESTVILLE
State	IL
Zip	61883-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLYS 3RD ADD TO WESTVILLE L10 B5
Legal Range	11W
Legal Township	18N
Legal Section	05
Legal Subdivision	KELLYS 3RD ADD
Legal Block	5
Legal Lot Number	10E
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1082
Census Tract	10600

Owner

307 E Main St is owned and occupied by an individual who bought it in March 2023.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	307 E MAIN ST, WESTVILLE, IL 61883-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Deed Document Number	20231607
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Mar 21, 2023
Property Address	307 E MAIN ST, WESTVILLE, IL 61883-1549
Document Number	0002301607
Map Reference	PG 422
Instrument Date	Mar 21, 2023
Instrument	23-01607
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E MAIN ST, WESTVILLE, IL 61883-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	0002301608
Date	Mar 21, 2023
Instrument	23-01608

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	307 E MAIN ST, WESTVILLE, IL 61883-1549
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103485
Date	May 10, 2021
Instrument	21-03485

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 28, 2028

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	307 E MAIN ST, WESTVILLE, IL 61883-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2001484
Date	Mar 9, 2020
Instrument	20-01484

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Feb 15, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 307 E Main St was $1,725 with a homeowner's exemption.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Westville Village
Unified School District	Westville Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,725.00 Homeowner's exemption	$28,603 (+7.24%) Land $2,869 Building $25,734	$85,809 (+7.24%) Land $8,607 Building $77,202
2024		$26,672 Land $2,675 Building $23,997	$80,016 Land $8,025 Building $71,991
2022	$1,449.00 Homeowner's exemption Additional exemption filed	$23,333 Land $2,340 Building $20,993	$69,999 Land $7,020 Building $62,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTVILLE serves 3,917 people · EPA ID IL1830950
Water Source	Purchased surface water from AQUA ILLINOIS-VERMILION COUNTY
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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