307 E Island View Dr, Hampstead, NC 28443 Property Records

Pender County property record for 307 E Island View Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 2,923 sqft · built 2022
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Nov 2020)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4214-91-4708-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-91-4708-0000`
Alternative APNs	`000049471` `877707`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,923 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Detached
Garage Area	780 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000049471
Street Address	307 E ISLAND VIEW DR
City	HAMPSTEAD
State	NC
Zip	28443-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	LT 126 PB 39/82 PECAN GROVE
Legal Subdivision	PECAN GROVE SEC IV
Legal Lot Number	126
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 12, 2023	Intrafamily Transfer, Transfer
Nov 17, 2020	Warranty Deed, Transfer · Construction Mortgage KAREN HOLDEN
Aug 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Book / Page	4731 / 2453
Last Transfer Date	Dec 8, 2023
Transfer Doc	0048262376
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	307 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047672678
Date	Oct 12, 2021
Book Page	4767/2678

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	SUFFOLK, VA 23435

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	16 Months
Due	Feb 1, 2023

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	307 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0048010001
Date	Nov 4, 2022
Book Page	4801/1

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Dec 12, 2023
Property Address	307 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828
Document Number	0048262376
Book / Page	4826 / 2376
Map Reference	MB 39 PG 82
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	307 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 17, 2020
Property Address	HAMPSTEAD, NC 28443
Document Number	0047312453
Book / Page	004731 / 002453
Instrument Date	Nov 16, 2020
Instrument	20073516
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 LONGWOOD DR EDEN NC 272887566, EDEN, NC 27288-7566

Mortgage

Document Number	47312455
Date	Nov 17, 2020
Book Page	004731/002455
Instrument	20073517

Lender

Name	KAREN HOLDEN
Address	181 SHIPYARD LN, HAMPSTEAD, NC 28443-3826
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 13, 2020
Property Address	HAMPSTEAD, NC 28443
Document Number	0047210708
Book / Page	004721 / 000708
Instrument Date	Aug 12, 2020
Instrument	20068071
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SHIPYARD LN HAMPSTEAD NC 284433826, HAMPSTEAD, NC 28443-3826

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (+471.92%)	$1,150,802 (+117.19%) Land $319,200 Building $831,602	$1,150,802 (+117.19%) Land $319,200 Building $831,602
2023		$529,849 (+438.49%) Land $98,395 Building $431,454	$529,849 (+438.49%) Land $98,395 Building $431,454
2022	$819.00	$98,395 Land $98,395	$98,395 Land $98,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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