307 E Elm St, Bloomfield, NE 68718 Property Records

Knox County property record for 307 E Elm St, Bloomfield, NE 68718

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1955
Lot Size	0.279 acres (12,160 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Jun 2004)
Tax Bill	$575 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540001495`

Property Details

APN / Parcel Number

Primary APN	`540001495`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,160 sqft (0.279 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 E ELM ST
City	BLOOMFIELD
State	NE
Zip	68718-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	HARM BLK 66 LOT 1 80' X 160' LS ALLEY
Legal Subdivision	HARM ADDITION
Legal Block	66
Legal Lot Number	1
Jurisdiction	KNOX NE
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2088
Census Tract	976300

Owner

Source: Knox County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 522, BLOOMFIELD, NE 68718-0522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 7, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 7, 2018	Deed of Trust, Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2004 · Amount on Record
Deed Sale	Jun 1, 2004 · Amount on Record
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121

Mortgage

Document Number	0202501345
Date	Oct 17, 2025
Instrument	2025-01345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121

Mortgage

Document Number	0202200152
Date	Jan 25, 2022
Instrument	2022-00152

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522, BLOOMFIELD, NE 68718-0522

Mortgage

Document Number	0202301015
Date	Aug 7, 2023
Instrument	2023-01015

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	307 E ELM ST, BLOOMFIELD, NE 68718-3121
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00189
Date	Feb 7, 2018
Book Page	222/364
Instrument	2018-00189

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Knox County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bloomfield City
County	Knox County
Unified School District	Bloomfield Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,505 (-) Land $14,095 Building $35,410	$49,505 (-) Land $14,095 Building $35,410
2025	$575.00 (+1.77%)	$49,505 (+25.84%) Land $14,095 Building $35,410	$49,505 (+25.84%) Land $14,095 Building $35,410
2023	$565.00	$39,340 Land $14,095 Building $25,245	$39,340 Land $14,095 Building $25,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2018–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMFIELD serves 1,025 people · EPA ID NE3110708
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Alpine Connective Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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