307 E Clement St, Cumberland, MD 21502 Property Records

Allegany County property record for 307 E Clement St, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1983
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$938 (2025)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-036859`

Property Details

APN / Parcel Number

Primary APN	`04-036859`
Alternative APNs	`4036859` `036859`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036859
Street Address	307 E CLEMENT ST
City	CUMBERLAND
State	MD
Zip	21502-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/S FRANCES AVE LTS 293 THRU 297 125X100 CUMB PARK ADDN
Legal Subdivision	CUMB PARK ADD
Legal Lot Number	293-297
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	1
Census Block	1011
Census Tract	800

Owner

Source: Allegany County records · APN 04-036859

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	307 E CLEMENT ST, CUMBERLAND, MD 21502-4704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 25, 2025
Transfer Doc	003113-0001
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 18, 2025
Property Address	307 E CLEMENT ST, CUMBERLAND, MD 21502-4704
Document Number	003113-0001
Book / Page	3113 / 1
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E CLEMENT ST, CUMBERLAND, MD 21502-4704

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+8.9%) Land $13,600 Building $110,000	$123,600 (-) Land $13,600 Building $110,000
2025	$938.00 (+8.19%) Homeowner's exemption	$113,500 (+21.65%)	$123,600 (+32.48%) Land $13,600 Building $110,000
2023	$867.00 Homeowner's exemption	$93,300 Land $13,600 Building $79,700	$93,300 Land $13,600 Building $79,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–1996)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Skypacket Networks	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.