307 E Chicago St, Albion, IA 50005 Property Records

Marshall County property record for 307 E Chicago St, Albion, IA 50005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 1959
Lot Size	0.352 acres (15,312 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2026)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8418-06-255-003`

Property Details

APN / Parcel Number

Primary APN	`8418-06-255-003`
Alternative APN	`0706255003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	517 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,312 sqft (0.352 acres)
Lot Dimensions	132 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	307 E CHICAGO ST
City	ALBION
State	IA
Zip	50005-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 4 BLK 10
Legal Subdivision	TILFORD & TRIPPS ADD
Legal Block	10
Legal Lot Number	1,4
Jurisdiction	MARSHALL IA
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2019
Census Tract	950100

Owner

307 E Chicago St is owned and occupied by two individuals who bought it in July 2026.

Source: Marshall County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	307 E CHICAGO ST, ALBION, IA 50005-7719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Deed Document Number	20262870
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL IA
Recording Date	Jul 1, 2026
Property Address	307 E CHICAGO ST, ALBION, IA 50005-7719
Document Number	0000002870
Instrument Date	Jun 26, 2026
Instrument	20262870
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,775.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E CHICAGO ST, ALBION, IA 50005-7719

Mortgage

Document Number	0000002871,
Date	Jul 1, 2026
Instrument	20262871

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 307 E Chicago St was $1,002 with a homeowner's exemption.

Source: Marshall County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Albion City
County	Marshall County
Unified School District	Marshalltown Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 Homeowner's exemption	$111,970 Land $7,470 Building $104,500	$111,970 Land $7,470 Building $104,500
2024	$1,002.00
2023		$88,030 Land $7,470 Building $80,560	$88,030 Land $7,470 Building $80,560
2022	$1,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 E Chicago St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 E Chicago St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION WATER DEPARTMENT serves 448 people · EPA ID IA6403011
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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