New Madrid County property record for 307 E Charlotte Ave, Lilbourn, MO 63862
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,639 sqft · built 1971 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Mar 2020 Sale & Mortgage |
| APN | 32685.000 |
| Primary APN | 32685.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,639 sqft Base Area |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 307 E CHARLOTTE AVE |
|---|---|
| City | LILBOURN |
| State | MO |
| Zip | 63862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF LOT 11 & ALL OF LOT 12, RANGE D, LILBOURN ORIGINAL |
| Legal Subdivision | LILBOURN ORIGINAL |
| Legal Lot Number | 11-12 |
| Jurisdiction | NEW MADRID MO |
| Township / Civil Division | LEWIS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960200 |
307 E Charlotte Ave is owned and occupied by two individuals who acquired it in December 2022.
Source: New Madrid County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 E CHARLOTTE AVE, LILBOURN, MO 63862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Beneficiary Deed, Transfer |
| Mar 6, 2020 | Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2022 |
| Deed Sale | Dec 2, 2022 |
| Prior Sale | Jul 24, 2014 |
| Deed Document Number | 0020222435 |
| Deed Book / Page | 2020 / 422 |
| Prior Transfer Date | Mar 6, 2020 |
| Prior Transfer Doc | 20200422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | NEW MADRID MO |
| Recording Date | Dec 12, 2022 |
| Property Address | 307 E CHARLOTTE AVE, LILBOURN, MO 63862-9185 |
| Document Number | 02022/2435 |
| Book / Page | 2022 / 2435 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 20222435 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 871 SAINT JOHN LN, NEW MADRID, MO 63869-1039 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 54, LILBOURN, MO 63862-0054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW MADRID MO |
| Recording Date | Mar 6, 2020 |
| Property Address | 307 E CHARLOTTE AVE, LILBOURN, MO 63862-9185 |
| Document Number | 002020/422 |
| Book / Page | 2020 / 422 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 20200422 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | NATIONS TITLE AGENCY/IN, NATIONS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 396, NEW MADRID, MO 63869-0396 |
| Name | Verified Name |
|---|---|
| Address | 307 E CHARLOTTE AVE, LILBOURN, MO 63862 |
| Document Number | 0020200423 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 20200423 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 307 E Charlotte Ave was $1,045.
Source: New Madrid County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | New Madrid County |
| Municipality | Lilbourn City |
| Unified School District | New Madrid County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 | $13,300 Land $600 Building $12,700 | $69,600 Land $3,000 Building $66,600 |
| 2023 | $785.00 (+19.3%) | $12,300 (+6.96%) | $64,737 (+7.18%) |
| 2022 | $658.00 | $11,500 Land $600 Building $10,900 | $60,400 Land $3,000 Building $57,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 307 E Charlotte Ave; there have been 17 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 17 (1986–2025) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 307 E Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LILBOURN PWS serves 902 people · EPA ID MO4010468 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2023 No certified operator Jan 2023 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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