307 E 4th St, Atlantic, IA 50022 Property Records

Cass County property record for 307 E 4th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,374 sqft · built 1920
Lot Size	0.16 acres (6,977 sqft)
Owner	Individual Name on Record
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300004982001000`

Property Details

APN / Parcel Number

Primary APN	`300004982001000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,018 sqft
Attic	Attic
Attic Area	356 sqft
Basement Area	1,018 sqft
Unfinished Basement	1,018 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,977 sqft (0.16 acres)
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	218 sqft
Deck Area	414 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	307 E 4TH ST
City	ATLANTIC
State	IA
Zip	50022-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 1-2 BLK 24
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	24
Legal Lot Number	1,2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2109
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 E 4TH ST, ATLANTIC, IA 50022-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROLLING HILLS BANK & TRUST
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	307 E 4TH ST, ATLANTIC, IA 50022-1325
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1004
Date	Jun 23, 2022
Book Page	2022/1004
Instrument	2022-1004

Lender

Name	ROLLING HILLS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2032

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	307 E 4TH ST, ATLANTIC, IA 50022-1325
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/893
Date	Apr 26, 2021
Book Page	2021/893
Instrument	2021-893

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 Homeowner's exemption	$126,740 (-) Land $6,790 Building $119,950	$126,740 (-) Land $6,790 Building $119,950
2025	$1,992.00 (+16.22%) Homeowner's exemption	$126,740 (+20.06%) Land $6,790 Building $119,950	$126,740 (+20.06%) Land $6,790 Building $119,950
2024	$1,714.00 (-3.16%)
2023		$105,560 Land $6,790 Building $98,770	$105,560 Land $6,790 Building $98,770
2022	$1,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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